Find guidance on how to change Landlord Home and Contents policy details like sum insured on our home and contents pages.

Change Home policy details

Change Contents policy details

Your excess is the amount you contribute towards a claim. Other excesses may also apply. Choosing a higher standard excess can reduce the cost of your insurance premium. A lower excess means you'll pay less at claim time, but your premium will usually be higher.

Change your policy excess

You can add or remove optional benefits in the app or online account at any time.

For Landlord Home policies these include: 

• additional costs for heritage homes
• excess-free glass and bathroom fixtures
• lifestyle block fencing
• rent default.

For Landlord Contents policies, this includes:

• rent default.

Adding optional benefits can increase the price of your policy. If you remove some, your policy may cost less or you may receive a refund, depending on how you pay.

How to update your optional benefits

1. Select the policy you want to change.
2. Find the details section and Edit optional benefits.
3. Update the optional benefits selected.
4. View any premium change that applies, and a summary page to review and confirm the change.
5. Receive your updated policy schedule by email or post.