Boat insurance

Covers your boat, fittings and equipment for accidental loss or damage up to 50km off-shore.

You can look forward to more benefits with AMI Boat insurance

  • Certified Day Skippers and Boatmasters discount*

    If you hold a New Zealand Day Skippers certificate, a Boatmasters certificate or an equivalent qualification, we’ll offer you a 5% discount off your Boat insurance premium.

  • Multi Policy Discount

    Save when you take out boat insurance along with another eligible insurance policy with AMI.

    Find out more

  • Fifteen days to decide

    We want to be sure that you’re 100% happy with your insurance cover. We’ll cheerfully refund your premium paid in full if you are not completely satisfied within 15 days of taking out your AMI policy (as long as you haven’t made a claim).

  • AA- strength rating

    We have an AA- strength rating. This means we have a ‘Very Strong' claims paying ability.

  • AMI app, Google play and Apple logos

    Access some great offers and features that’ll make managing your insurance easier.

    Find out more

  • Get in touch

    We have a network of branches and agencies across the country.
    Plus two contact centres which are available 24/7

*Discounts apply to AMI premium net of Government levies and GST and other discounts (if any). Note that discounts may be impacted by a minimum premium, should this apply.

What is covered

Cover if stolen, vandalised or accidentally damaged
Cover for storm damage
Cover if damaged while being used by someone else
Cover for damages to someone else’s property
Cover while towing other boats
Cover for up to 50 km off-shore in New Zealand coastal waters
Cover for yachts while racing

Cover for your property damaged along with the boat

up to $1,000 limit in total per event and $200 per item

Cover while towing water skiers
Exclusions and limitations apply. Talk to us about these or refer to the full policy document.
Call for a quote
0800 100 200
or email the AMI Team

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