Get free AMI Roadside Rescue1 with AMI Comprehensive cover. Plus, get a $100 digital Visa card2 for choosing to buy a new Comprehensive car policy online. See offer details.
Comprehensive cover that keeps you well-protected against all sorts of unhappy surprises on the road, whether it’s your fault or someone else’s. Plus, AMI Roadside Rescue is free with Comprehensive Car Insurance1 , so you can drive easy, knowing help is just a call away.
Protection for the essentials so you’re covered on the road for theft, fire, damage to someone’s vehicle or property, damage to your car caused by an uninsured driver or injuring someone in an accident you’ve caused. Plus, upgrade your policy for even more protection with great optional benefits like Roadside Rescue or Excess-free glass cover.
Value cover that protects against damage to someone else’s vehicle or property, your liability if you accidentally injure someone, or for damage caused to your car by an uninsured driver. Plus, upgrade your policy for even more protection with great optional benefits like Roadside Rescue or Excess-free glass cover.
Award-winning insurer recognised for customer trust, quality service, and an exceptional claims experience for our Car insurance.
This is only a summary of key benefits, for a full list of benefits as well as exclusions and other terms, read the policy wording.
Our car policy wordings are now in plain language, making them easier to read, understand, and act on.
Note: If you already have a policy with us, you may have a different policy wording to the plain language policy wording above. Check your policy details, then find your policy wording on our Policy documents page.
1AMI Roadside Rescue T&Cs apply.
With AMI, you get more than just insurance. Add AMI Roadside Rescue to your policy and if you’re stuck on the side of the road, we’ll send help1.
As an AMI customer, you get access to our market-leading vehicle repair service to get you back on the road faster after a car claim.
At AMI, we make it easy to get cover for your vehicle. To get a quote visit AMI car insurance quote online. We recommend that you apply for Car Insurance as soon as you purchase and prior to picking up your new vehicle, as this date cannot be amended.
To get started, enter the type of insurance you require and the registration number of your vehicle. Also let us know whether you have had any incidents or thefts in the last 5 years. Other considerations are whether you want to include other drivers (if someone under the age of 25 who isn’t named on your policy drives it, your car won’t be covered).
Car insurance doesn't cover any intentional or reckless acts if they are caused by you or anyone else covered by your policy. For example, causing damage by intentionally driving into a wall or breaking a side passenger window to gain access to the vehicle.
If you have Comprehensive or Third Party, Fire and Theft cover, you're covered if the damage occurred when the vehicle was unlawfully converted, stolen or while theft of the vehicle was attempted.
Refer to your policy wording for more details about the intentional and reckless acts exclusion.
It's best to tell us as soon as possible when your vehicle has been damaged. We’ll assess it and you can decide if it's worth going ahead with the claim for the repair.
There are a few things that could affect your claim if you delay making it:
When driving a vehicle that doesn't belong to you and you're found to be legally liable for any damage you cause to other people's property as a result of you driving the borrowed vehicle, your own car insurance will cover you. As long as you have the owner's permission to use the vehicle, and your liability isn't covered by any other insurance.
Your own insurance doesn't, however, cover you for damage to the borrowed vehicle.
For more information, please give us a call on 0800 100 200.
Yes, you can upgrade or downgrade your cover at any time and your premium will change accordingly. We’ll send you the revised Policy Documents once the changes have been made.
For more information, please get in touch via Facebook messenger or give us a call on 0800 100 200 to have the changes made.
If you’re a young driver in NZ and with AMI, we’re in your corner. Take our short AMI Safe Driver online course and save $250 off your excess if you make a claim. T&Cs apply.
Your EV is in safe hands with cover that protects your electric vehicle, battery, car charger and more. AMI Roadside Rescue is free with AMI Comprehensive Car insurance1 , so you can drive easy, knowing help is just a call away.
AMI is on your side with cover for all sorts of vehicles including Motorcycle, Motorhome, Caravan, Trailer Insurance.
Get your policy, claims, and Roadside Rescue all in the palm of your hand.
Download the app, register with your policy number, then enjoy more you-time.
2Digital Visa card promotion ends 11.59pm 30 September 2026. Applies to new Comprehensive car policies bought online only. T&Cs apply. Card issued by Oxygen Global NZ Limited. Learn how to activate and spend your digital Visa card.