Comprehensive cover that keeps you well-protected against all sorts of unhappy surprises on the road, whether it’s your fault or someone else’s. Plus, AMI Roadside Rescue is now free with Comprehensive Car Insurance1 , so you can drive easy, knowing help is just a call away.
Protection for the essentials so you’re covered on the road for theft, fire, damage to someone’s vehicle or property, damage to your car caused by an uninsured driver or injuring someone in an accident you’ve caused. Plus, upgrade your policy for even more protection with great optional benefits like Roadside Rescue or Excess-free glass cover.
Value cover that protects against damage to someone else’s vehicle or property, your liability if you accidentally injure someone, or for damage caused to your car by an uninsured driver. Plus, upgrade your policy for even more protection with great optional benefits like Roadside Rescue or Excess-free glass cover.
This is only a summary of key benefits, for a full list of benefits as well as exclusions and other terms, read the policy wording.
Our car policy wordings are now in plain language, making them easier to read, understand, and act on.
Note: If you already have a policy with us, you may have a different policy wording to the plain language policy wording above. Check your policy details, then find your policy wording on our Policy documents page.
1AMI Roadside Rescue T&Cs apply.
With AMI, you get more than just insurance. Add AMI Roadside Rescue to your policy and if you’re stuck on the side of the road, we’ll send help1.
As an AMI customer, you get access to our market-leading vehicle repair service to get you back on the road faster after a car claim.
If you’re a young driver in NZ and with AMI, we’re in your corner. Take our short AMI Safe Driver online course and save $250 off your excess if you make a claim. T&Cs apply.
Your EV is in safe hands with cover that protects your electric vehicle, battery, car charger and more. AMI Roadside Rescue is now free with AMI Comprehensive Car insurance1 , so you can drive easy, knowing help is just a call away. If you already have Comprehensive Car insurance with us, you’ll get free AMI Roadside Rescue when you renew. Log in to My AMI Online Account or download the AMI app to check your renewal date.
AMI is on your side with cover for all sorts of vehicles including Motorcycle, Caravan and Trailer Insurance.
2Digital Visa card promotion ends 31 March 2026. Applies to new Comprehensive Car policies bought online only. T&Cs apply. Card issued by Oxygen Global NZ Limited.