Motorcycle insurance that offers comprehensive protection against theft, fire and damage to your bike, helmet or someone else’s vehicle or belongings. Plus, an optional add-on to cover your protective gear.
Value motorcycle cover that insures you for accidental damage you cause to someone else’s vehicle or belongings. It also covers damage to your bike caused by an uninsured driver.
This is a summary only. For a full list of the benefits, exclusions and other terms, read the policy wording.
Our NZ motorbike insurance policies are written in plain language, making them easier to read, understand, compare, and act on.
Note: If you’re already insured with us, you may have a different policy wording to the one outlined above. Check your details and find your policy on our policy documents page.
Highly commended in the New Zealand, General Insurer of the year category for 10 years in a row.
Our AA financial strength rating means we have a very strong claims-paying ability.
We’ll cover you, or anyone else riding your motorcycle who has a valid driver’s licence, as long as they’re meeting their licence conditions and are legally allowed to ride in New Zealand. This exclusion doesn’t apply if your motorbike is stolen, and a police report is filed.
Anyone under 25 years old, who’ll be riding your motorbike, is covered by your policy, so long as they have a valid driver's licence and your permission to ride the bike. However, this cover doesn’t apply if your Policy Schedule specifies that only named drivers are allowed to ride your motorbike.
With new Comprehensive Motorcycle policies, you and your passenger’s helmets are automatically covered as part of an approved claim for your motorcycle, as long as they’re not insured elsewhere. You also have the option to cover your leathers and safety clothing by purchasing the Protective clothing optional benefit. Third Party Only insurance doesn’t provide the option to cover protective clothing. If you purchased a Motorcycle Insurance policy before 23 March 2025, your protective gear won’t be included under this policy but may be covered under a contents insurance policy.
Our motorcycle policy covers electric motorcycles, motor scooters and mopeds as well as conventional motorcycles.
