Trailer Insurance

Cover for whatever trailer you tow, on and off the road.

Trailer cover you can count on

  • Theft and damage cover for your trailer if it’s stolen, vandalised or accidentally damaged.

  • Towing your trailer to safety if it’s damaged in an accident and can’t be used.

  • Damage to someone else’s car or property that you cause is covered up to $20 million.

What’s covered with Trailer insurance

Select cover option

What’s included

What’s included

Theft, accidental loss or damage to your trailer
Transport home if you’re stranded after theft or an accident
Damaging someone else’s vehicle or property

Up to $20 million

Injuries you cause when using your trailer

Up to $1 million

Excess protection for loss that was someone else’s fault
Storage after an accident
Fire extinguisher replacement or refill
Towing your trailer after an accident or if you’re ill or injured
Temporary cover for an additional or replacement trailer (for 14 days)

What’s included

What’s included

Theft, accidental loss or damage to your trailer
Transport home if you’re stranded after theft or an accident
Damaging someone else’s vehicle or property

Up to $20 million

Injuries you cause when using your trailer

Up to $1 million

Excess protection for loss that was someone else’s fault
Storage after an accident
Fire extinguisher replacement or refill
Towing your trailer after an accident or if you’re ill or injured
Temporary cover for an additional or replacement trailer (for 14 days)

Plain language policy wording

This is only a summary of key benefits. For a full list of benefits as well as exclusions and other terms, read the policy wording.

Our NZ policy wordings are now in plain language, making them easier to read, understand, and act on.

Note: If you already have a policy with us, you may have a different policy wording to the plain language policy wording above. Check your policy details, then find your policy wording on our Policy documents page.

Why choose AMI?

Trusted insurer

We’ve been protecting New Zealanders for over 100 years. Plus, our AA financial strength rating is your reassurance we’ll be there for you when it matters.

AMI Roadside Rescue

If you’re road tripping and break down, we’ll send help. Get AMI Roadside Rescue for your car, and if you need to be towed, we’ll take your caravan or trailer too. 24/7, nationwide. T&Cs apply.

What is and isn’t covered when towing

AMI Trailer insurance covers the loss or damage to the trailer, not the things being transported.
AMI Contents insurance can provide cover for certain belongings being towed by your trailer.

You may also be interested in

Car insurance

Contents insurance

Motorhome insurance