Public (Broadform) Liability
Covers you for legal liability for accidental injury to a person and damage to someone else’s property while you’re doing business.
Business mobile equipment cover
(Mobile Business Assets)
Business Vehicle insurance
Covers loss or damage to your business vehicles, so you can keep moving.
Professional indemnity insurance
(not currently offered by AMI)
Covers your business for the risks associated with providing advice and professional
services. This includes liability and associated defence costs.
We currently don't offer this product through AMI, however it's important that you have the right cover in place in order to protect you in the event of a claim against your business. We recommend you contact a broker to find out if this cover is right for you. Visit NZI for more information.
Business contents insurance
Covers the equipment at your business premises.
Business building insurance
Covers the buildings you own.
Covers legal liability if your employees are injured and it’s not covered by ACC.
Whether you’re out and about meeting clients or based in an office, having the right cover is key. As a professional, liability is important to ensure you’re covered for costs if your business causes damage to others or something happens to one of your employees.
If you’re out and about, our Business Vehicle policy will look after your transport and business mobile equipment cover will ensure your precious business equipment is covered if you’re working offsite and your equipment is stolen or damaged.
Keep your data safe
Arrange for regular daily back ups and make sure the back-up is kept off site.
It's a good idea to invest in a surge protection device in case of power surges, which can affect your critical electronic equipment.
Cover your electronics
If you keep key business equipment at home, make sure they're covered - either under your personal contents, or our business mobile equipment cover. Get in touch and we can talk you through it.
If your employees are out meeting clients, keep a client visitation log, so you're aware of where they're going and what the environment's like.