Whether you’re out and about meeting clients or based in an office, having the right cover is key. As a professional, liability is important to ensure you’re covered for costs if your business causes damage to others or something happens to one of your employees.
If you’re out and about, our Business Vehicle policy will look after your transport and Business Mobile Equipment cover will ensure your precious business equipment is covered if you’re working offsite and your equipment is stolen or damaged. Last year the average amount claimed for business equipment stolen from vehicles was around $3000.
If you’ve got an office, Business Contents insurance can repair important fixtures and equipment or stock if something happens in your place of work. Last year over 200 small business customers had key equipment and stock replaced with us after a workplace burglary.
Keep your data safe
Arrange for regular daily back ups and make sure the back-up is kept off site.
If you use your personal vehicle for business purposes, you're better to cover it under Business Vehicle Insurance.
It's a good idea to invest in a surge protection device in case of power surges, which can affect your critical electronic equipment.
Cover your electronics
If you keep key business equipment at home, make sure they're covered - either under your personal contents, or our business mobile equipment cover. Get in touch and we can talk you through it.
If your employees are out meeting clients, keep a client visitation log, so you're aware of where they're going and what the environment's like.