Mobile Assets
Up to $10,000 worth of cover for your tools and equipment.
Cover for accidental damage to tools and equipment anywhere in New Zealand.
Cover if your tools and equipment are stolen from a locked building or vehicle.
Up to $5,000 cover for your employees' tools of trade and belongings while they’re on the job.
Optional add-ons:
Natural disaster damage – Add cover for damage to your insured belongings caused by natural disasters.
Theft cover – Add cover for tools or equipment stolen from an unlocked vehicle or job site.
Public Liability (Broadform)
Up to $2 million to cover costs you’re legally required to pay, including compensation for accidentally injuring a person and damage to someone else’s property while working.
Cover for costs you are legally required to pay for damage to underground cables, pipes, and other underground facilities.
Cover for defence costs for any civil legal action taken against you.
Up to $100,000 towards costs you are legally required to pay for damage to property being lifted, lowered, or conveyed by a crane you are operating.
Optional add-ons:
Property being worked on – Add cover for costs you are legally responsible to pay for damage to property not owned by you that is being worked on by you or your business.
*This weekly price includes GST and is based on the most common occupations. Bundle payments can be made monthly or annually. Pricing is conditional on previous legal and claims history, occupational and location risks are considered, and regional differences may apply. Pricing does not include other government levies. Policy, exclusions, conditions, and limitations apply. Add on Theft Cover or Natural Disaster Cover, or other Business Insurance options as required.
This information is intended as a guide only. Exclusions and policy limitations apply. Talk to us about these or refer to the respective policy wording for full information. Mobile Assets Policy wording – Tools & equipment cover. Broadform Liability Policy wording – Public Liability cover.
Get extra cover by adding one or more of the following policies to your Tradies Bundle:
Your ute or van is essential for your business. Protect it with our business vehicle policy, covering accidental damage plus a range of automatic extensions*.
If you’ve got employees, consider Employers Liability cover. It covers any costs you’re legally required to pay if one of your employees is injured on the job and ACC doesn’t cover it.
If you accidentally breach legislation, Statutory Liability will cover your legal defence costs and certain fines you may face.
*Not all automatic extensions are available under every policy type (Comprehensive, Third Party Fire & Theft and Third Party Only). See Policy Wording for full details.
From phishing to hacked invoices, cyber-attacks are a threat to any business. AMI Cyber Insurance helps cover the costs so you can stay focused on the job at hand.
No worries – we can still help. Just give us a call on 0800 100 200 or request a call back and one of our business experts will be able to help.
No, you'll need a separate policy to protect them. Check out our tools cover or business assets policies for more details.
Your personal vehicle may cover you only for certain types of business usage. Call us on 0800 100 200 to find out more.
No, our Business Vehicle insurance covers anyone who might drive your vehicle, as long as they meet certain criteria.
Support from business insurance experts and a multi-lingual team.
We adhere to the Fair Insurance Code, and we're focussed on what’s best for you.
We’ve got an AA financial strength rating, which is your reassurance we’ve got a ‘very strong’ claims paying ability and will be there for you should you need us.