What you need and when you need it

Tradies Bundle Tradies Bundle

We’ve created the AMI Tradies Bundle, starting from just $18 a week*. It’ll help cover your tools and key equipment if they are damaged, lost or stolen plus protect you on-site with our public liability cover. All this-in-one easy bundle, so if something gets weird on the job, you’ll be sweet as.

Find out more

Tradies Other options

If the Tradies Bundle is not for you, you can just pick and choose from our individual cover options and competitive trade rates. Give us a call we can help talk through your options and tailor your insurance to your business needs.

Call us on 0800 782 838.

  • Business Vehicle Insurance
    Covers loss or damage to your business vehicles, so you can keep moving.
  • Tools cover
    Covers your tools and equipment
  • Public Liability
    Covers you for legal liability for accidental injury to a person and damage to someone else’s property while you’re doing business.
  • Employer’s Liability
    Covers legal liability if your employees are injured and it’s not covered by ACC.
  • Talk to us also about:
    • Statutory Liability
    • Machinery Breakdown Cover
  • Find out more

Tell us about your business so we can work out what cover you need…

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  • Pricing is indicative. This is not a quote. Pricing may differ based on individual sum insured requirements, asset type and age, business turnover, number of employees, and previous legal and claims history. Additional occupational and location risks are considered and regional differences may apply. Note risk reduction through alarms, storage, or additional security measures may reduce price. Annual payment and multi-policy discounts available.
GET IN TOUCH WITH A Business Specialist for more info, help, or to buy cover.
Call 0800 782 838
Or let us call you back

Looks like we need a little more information

Talk to one of our AMI Business Specialists who can easily help you work out what cover you may need and provide you with a free non-obligation quote.

Call us on 0800 782 838 0800 782 838

Or let us call you back



Insurance 101 for Tradies

Insurance 101 for Tradies

Learn more about what cover you need and why you need it.

Are you doing everything to manage risk?

Use our handy checklist to help.

View PDF checklist

Handy tips for Tradies

Secure your tools

The best way to secure toolboxes to your ute or van is to bolt them through the tray using round head bolts from underneath.

Padlock right

If your toolbox or shed is padlocked, you should use ABUS Close Shackle Padlocks as these are very difficult to cut with bolt cutters.

Keep a copy

Take a photo of your tools and the receipts to make it easy at claim time.

Cover your tools

If your vehicle is stolen or damaged, your tools are not covered under your Business Vehicle cover. You need to ensure you have separate Tools cover in place.

Windscreen repair

Did you know you can claim for windscreen repairs on your business vehicle without affecting your no claims bonus or paying an excess?
  • Secure your tools
  • Padlock right
  • Keep a copy
  • Cover your tools
  • Windscreen repair

Frequently asked questions

  • No, you'll need a separate policy to protect them (see our tools cover).
  • Yes, a business vehicle policy provides cover for damage done to other people’s property and vehicles while towing a trailer, whether or not it’s attached to your own vehicle. The trailer itself is covered under a business vehicle policy up to $600 or the market value, whichever is less.
  • Your personal vehicle may only cover you for only certain types of business usage. Talk to us to find out more.
  • Our Business Vehicle Insurance covers anyone who might drive your vehicle, as long as they meet certain criteria.