Small retail shops come in all shapes and sizes, and so do our cover options. Choose from our AMI Shop Insurance Bundle; an all-in-one easy and
starter package, that we can help you customise and build-on to suit your needs and unique shop.
Or simply pick and choose individual cover options.
Cover from just $32.50* per week for your shop, your stock and more with this all-in-one package.Find out more
Covers contents, stock and equipment at your premises against accidental loss or damage that occurs at your premises.Material Damage policy
Covers you for legal liability for accidental injury to a person and damage to someone else’s property as a result of your business activities.Liability policy
Covers your legal liability if your employees are injured and it’s not covered by ACC.Employer's Liability policy
This bundle can be tailored to cover your store, your stock, you and your staff for ‘oops moments’.
$32.50* per week
AMI Shop Insurance Bundle
This bundle includes:
Covers contents, stock and equipment at your premises against accidental loss or damage that occurs at your premises.
Covers you for legal liability for accidental injury to a person and damage to someone else’s property as a result of your business activities.
Covers your legal liability if your employees are injured and it’s not covered by ACC.
Covers legal defence costs and certain fines if you accidentally breach legislation and are prosecuted.
Covers you for loss of income if you're unable to trade following loss or damage, covered by your Business Assets (material damage) policy.
Give us a call on 0800 782 838 to take out Shop Insurance
*AMI Shop Insurance Bundle starts from $32.50 per week including GST for small retail trade businesses. Package payment can be made monthly or annually. Pricing is conditional on previous legal and claims history, occupational and location risks are considered, and regional differences may apply. Pricing does not include other government levies. Policy, exclusions, conditions and limitations apply. Add on Theft Cover, Natural Disaster Cover, Business Interruption Cover or other Business Insurance options as required.
Alarms can protect your assets after hours and make things safer for your staff. They’re a great vandal-deterrant and also ensure a rapid response if triggered.
Secure your safe
If you store valuable items in a safe, choose a quality, leading-brand safe that meets CEN European standards and has UL Rated locks. Attach it with bolts to the building.
Automatic fire sprinklers are the best protection against the risk of fire and will help you reduce damage to assets or stock.
Are you doing everything to manage risk? Use our handy PDF checklist to help
91 years of customer care
Tailored insurance options
Buy direct- no middle man
Value for money