Our Contract Works cover is made for builders, contractors, and business owners managing commercial or residential construction projects. Whether it’s a new build, a renovation, or an alteration, we’re on your side.
Property insurance won’t cover a structure until the build is complete. That’s where Contract Works insurance for your business steps in — to help protect the build and materials during construction.
Working on a fit-out or making structural changes? Contract Works cover helps protect the work in progress and materials from accidental loss or damage during renovations.
Even if the building’s still being renovated and not yet in use, it needs protection. We can cover both the structure and the renovation work if something goes wrong during construction.
This information is intended as a guide only. Exclusions and limitations apply. Talk to us about these or refer to the full policy wording.
What's included
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This is a summary only, for a full list of the benefits as well as exclusions and other terms, read the policy wording.
Building projects don’t always stick to the timeline. Weather, supply delays, or scheduling changes can all slow things down. Building in a little extra time when setting up your policy will give you a buffer if things get delayed. And if things do run over, don’t worry. Give us a call and we’ll help extend your cover so you stay protected.
If you’re doing a one-off build, a single project policy could be the right option for you.
Or, if you've got multiple jobs lined up across the year, an annual policy might be a better fit to cover them all. Call us on 0800 100 200 to find the right policy to cover your work and to get a quote.
If you’re a homeowner doing a renovation or new build, see our Contract Works page and options to protect your project from start to finish.