Ways to pay your policy

Explore the ways to pay for your insurance.

Payment tips

Direct debit lets you pay your insurance premium by instalments, with no extra costs.

Or, pay the full premium up-front for each policy separately. Online, by phone, or in-person.

Have your policy number handy, like MOTA123456789.

We accept Visa and Mastercard and do not charge a credit card fee.

Automatic direct debit

How it works

Direct debit is a handy way to pay. You allow us to collect fortnightly, monthly, quarterly (every 3 months), or annual payments directly from your:

  • bank account
  • debit card or credit card (Visa or Mastercard)

Set up or update direct debit

You can setup a direct debit when you first take out your policy or at renewal and can update it anytime.

  1. Log in to the AMI app or My AMI, your online account 
  2. Select the policy
  3. Choose your payment method and frequency
  4. Repeat for each of your policies.

Manual card payments online

How it works

Make secure payments online by debit card or credit card (Visa or Mastercard). For most policies, this is only available for annual payments.

Pay by card in the app or My AMI

When your payment is due, log in to the AMI app or My AMI, your online account, select the policy, and pay for it by debit card or credit card.

Pay online without logging in

Or, make a quick annual payment online by card without logging in. You’ll need your policy number.

Pay annually other ways

Pay in-person through NZ Post

If your policy schedule has an NZ Post barcode, you can pay your premium in-person at your local NZ Post Shop. Bring your AMI policy schedule with you, either digitally or printed.

Pay by card over the phone

Call us on 0800 100 200, Monday to Friday from 8am to 6pm, weekends and public holidays from 9am to 6pm.

You’ll need your policy number and debit card or credit card.

Pay by internet banking

When your annual payment is due, make a one-off payment for your full premium through internet banking or your banking app for each policy separately.

To pay by instalments, set up a direct debit instead.

How to pay by internet banking

  1. Log in to your internet banking or bank app
  2. Search and select AMI Insurance as the registered payee
  3. Use the policy number as the reference, like, HOMA123456789
  4. Double check these details are correct
  5. Pay the policy’s full annual premium 
  6. Repeat for each of your policies.

Recurring direct debit from your bank account

You can set up a monthly direct debit on the 10th and 20th of each month from your bank account to automatically pay your premium.

To set up a direct debit, call us on 0800 100 200 Monday to Friday from 8am – 6pm.

Please note Contract Works policies are paid in full as a one-off payment. Choose one of the payment options listed below. 

Other ways to pay

Pay from your bank (online bill payment)

Using your online banking service, add AMI Business as a new payee under bill payments (using the search function). Make sure you put your 8 digit customer number in the particulars field. Please note - you must do separate payments for each policy you hold with us.

Make a payment with your debit or credit card

To make a single payment over the phone using your debit or credit card, call us on 0800 100 200. You will need to know your policy number.

Automatic direct debit

How it works

Direct debit is a handy way to pay. You allow us to collect fortnightly, monthly, quarterly (every 3 months), or annual payments directly from your:

  • bank account
  • debit card or credit card (Visa or Mastercard)

Set up or update direct debit

You can setup a direct debit when you first take out your policy or at renewal and can update it anytime.

  1. Log in to the AMI app or My AMI, your online account 
  2. Select the policy
  3. Choose your payment method and frequency
  4. Repeat for each of your policies.

Manual card payments online

How it works

Make secure payments online by debit card or credit card (Visa or Mastercard). For most policies, this is only available for annual payments.

Pay by card in the app or My AMI

When your payment is due, log in to the AMI app or My AMI, your online account, select the policy, and pay for it by debit card or credit card.

Pay online without logging in

Or, make a quick annual payment online by card without logging in. You’ll need your policy number.

Pay annually other ways

Pay in-person through NZ Post

If your policy schedule has an NZ Post barcode, you can pay your premium in-person at your local NZ Post Shop. Bring your AMI policy schedule with you, either digitally or printed.

Pay by card over the phone

Call us on 0800 100 200, Monday to Friday from 8am to 6pm, weekends and public holidays from 9am to 6pm.

You’ll need your policy number and debit card or credit card.

Pay by internet banking

When your annual payment is due, make a one-off payment for your full premium through internet banking or your banking app for each policy separately.

To pay by instalments, set up a direct debit instead.

How to pay by internet banking

  1. Log in to your internet banking or bank app
  2. Search and select AMI Insurance as the registered payee
  3. Use the policy number as the reference, like, HOMA123456789
  4. Double check these details are correct
  5. Pay the policy’s full annual premium 
  6. Repeat for each of your policies.

Recurring direct debit from your bank account

You can set up a monthly direct debit on the 10th and 20th of each month from your bank account to automatically pay your premium.

To set up a direct debit, call us on 0800 100 200 Monday to Friday from 8am – 6pm.

Please note Contract Works policies are paid in full as a one-off payment. Choose one of the payment options listed below. 

Other ways to pay

Pay from your bank (online bill payment)

Using your online banking service, add AMI Business as a new payee under bill payments (using the search function). Make sure you put your 8 digit customer number in the particulars field. Please note - you must do separate payments for each policy you hold with us.

Make a payment with your debit or credit card

To make a single payment over the phone using your debit or credit card, call us on 0800 100 200. You will need to know your policy number.

Automatic direct debit

How it works

Direct debit is a handy way to pay. You allow us to collect fortnightly, monthly, quarterly (every 3 months), or annual payments directly from your:

  • bank account
  • debit card or credit card (Visa or Mastercard)

Set up or update direct debit

You can setup a direct debit when you first take out your policy or at renewal and can update it anytime.

  1. Log in to the AMI app or My AMI, your online account 
  2. Select the policy
  3. Choose your payment method and frequency
  4. Repeat for each of your policies.

Manual card payments online

How it works

Make secure payments online by debit card or credit card (Visa or Mastercard). For most policies, this is only available for annual payments.

Pay by card in the app or My AMI

When your payment is due, log in to the AMI app or My AMI, your online account, select the policy, and pay for it by debit card or credit card.

Pay online without logging in

Or, make a quick annual payment online by card without logging in. You’ll need your policy number.

Pay annually other ways

Pay in-person through NZ Post

If your policy schedule has an NZ Post barcode, you can pay your premium in-person at your local NZ Post Shop. Bring your AMI policy schedule with you, either digitally or printed.

Pay by card over the phone

Call us on 0800 100 200, Monday to Friday from 8am to 6pm, weekends and public holidays from 9am to 6pm.

You’ll need your policy number and debit card or credit card.

Pay by internet banking

When your annual payment is due, make a one-off payment for your full premium through internet banking or your banking app for each policy separately.

To pay by instalments, set up a direct debit instead.

How to pay by internet banking

  1. Log in to your internet banking or bank app
  2. Search and select AMI Insurance as the registered payee
  3. Use the policy number as the reference, like, HOMA123456789
  4. Double check these details are correct
  5. Pay the policy’s full annual premium 
  6. Repeat for each of your policies.

Recurring direct debit from your bank account

You can set up a monthly direct debit on the 10th and 20th of each month from your bank account to automatically pay your premium.

To set up a direct debit, call us on 0800 100 200 Monday to Friday from 8am – 6pm.

Please note Contract Works policies are paid in full as a one-off payment. Choose one of the payment options listed below. 

Other ways to pay

Pay from your bank (online bill payment)

Using your online banking service, add AMI Business as a new payee under bill payments (using the search function). Make sure you put your 8 digit customer number in the particulars field. Please note - you must do separate payments for each policy you hold with us.

Make a payment with your debit or credit card

To make a single payment over the phone using your debit or credit card, call us on 0800 100 200. You will need to know your policy number.

Payment support

Missed or overdue payment?

If you missed a payment, contact us to get things back on track.

Help setting up payments

Need help? Contact us or search our common help topics.

Internet security

If you have any concerns about internet security, talk to your bank. Most banks have an online banking guarantee to help protect customers and are happy to provide more information.