Protect your trip with
AMI Travel insurance
you know we've got you covered
We've got your back when you travel
Whether you're going alone or in a group, make the most out of your trip knowing
you are covered for the unexpected.
24-hour assistance
24/7 access to a team of experts with a global network of doctors, nurses and logistical staff.
Overseas medical cover
We provide unlimited+* cover for medical and dental expenses. Plus help to arrange treatment and medical evacuation.
Travel GP service
If you are travelling and need to consult a doctor, our Travel GP service is available by phone 24/7 for expert medical advice.
*Medical cover will not exceed 12 months from onset. Medical and dental expenses cover is limited to $1,500 for treatment provided in New Zealand. This $1,500 sub-limit does not apply to Plan I, Inbound area.
+For customers 70 years or over reduced maximum limits may apply. Limits will be shown on the Certificate of Insurance
A range of options to suit your travel
Overseas cover
Our overseas travel cover includes all the important stuff, like medical and hospital treatment, lost luggage, personal liability and getting you and your family home in an emergency.
Domestic cover
If your plans while travelling in New Zealand change unexpectedly, we can cover the cost of cancelling or amending your flight, hotel or rental car bookings and other expenses, up to $10,000.
Annual multi-trip cover
If you travel two or more times a year, our annual multi-trip cover can save you time and money.
Take it out once and you’re covered for as many trips as you like, for 12 months**
**For 12 months, over 250km from home, including domestic travel, up to maximum number of days per journey.
*Medical cover will not exceed 12 months from onset. Medical and dental expenses cover is limited to $1,500 for treatment provided in New Zealand. This $1,500 sub-limit does not apply to Plan I, Inbound area.
+For customers 70 years or over reduced maximum limits may apply. Limits will be shown on the Certificate of Insurance
Quick and easy claims
We're here for you if something disrupts your trip. Save time and submit your claim online.
Make an online claimBefore you travel
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Travel tips
Our team of intrepid Kiwi travelers has come up with a list of handy travel tips to help make your holiday even better.
AMI Travel insurance is underwritten by Zurich Australian Insurance Limited ("ZAIL") incorporated in Australia, ABN 13 000 296 640, trading as Zurich New Zealand. IAG New Zealand Limited (“IAG”), of which AMI is a business division, is not the insurer. IAG receives a commission for the issue of AMI-branded travel policies arranged through Cover-More (NZ) Limited (“Cover-More”). Cover-More administers the policy and acts on behalf of Zurich New Zealand. IAG does not guarantee Zurich New Zealand or Cover-More.
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Where are you going?
Worldwide including the Americas, the Caribbean and Antarctica: Antarctica (Cruising), Antigua and Barbuda, Argentina, Bahamas, Barbados, Belize, Bermuda, Bolivia, Brazil, Canada, Cayman Islands, Chile, Colombia, Costa Rica, Cuba, Dominica, Dominican Rep, Ecuador, El Salvador, Falkland Islands, French Guiana, Greenland, Grenada, Guadeloupe, Guatemala, Guyana, Haiti, Honduras, Jamaica, Martinique, Mexico, Netherlands Antilles, Nicaragua, Panama, Paraguay, Peru, Puerto Rico, St. Kitts and Nevis, St. Lucia, St. Vincent and Grenadines, Suriname, Trinidad and Tobago, United States of America, Uruguay, Venezuela, Virgin Islands.
Africa, Middle East, Indian Sub-Continent and Asia (other): Afghanistan, Algeria, Angola, Azores, Azerbaijan, Bahrain, Bangladesh, Benin, Bhutan, Botswana, Burkina Faso, Burundi, Cameroon, Canary Islands, Cape Verde, Chad, China, Central African Republic, Comoros, Congo (Dem. Rep), Djibouti, Egypt, Eritrea, Ethiopia, Equatorial Guinea, Gabon, Gambia, Ghana, Guinea, Guinea Bissau, India, Israel, Iran, Iraq, Ivory Coast, Jordan, Kazakhstan, Kenya, Korea (north), Korea (south), Kuwait, Kyrgyzstan, Lebanon, Lesotho, Liberia, Libya, Macau, Madagascar, Mauritius, Mauritania, Mozambique, Maldives, Malawi, Mali, Mongolia, Morocco, Namibia, Nepal, Nigeria, Niger, Oman, Pakistan, Qatar, Reunion, Rwanda, São Tomé and Príncipe, Saudi Arabia, Senegal, Seychelles, Sierra Leone, Somalia, South Africa, South Korea, South Sudan, Sri Lanka, Sudan, Swaziland, Syria, Taiwan, Tajikistan, Tanzania, Togo, Tunisia, Turkey, Turkmenistan, Uganda, United Arab Emirates, Uzbekistan, Yemen, Zambia, Zimbabwe.
Europe: Albania, Andorra, Armenia, Austria, Belarus, Belgium, Bosnia, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Faroe Islands, Finland, France, Georgia, Germany, Gibraltar, Greece, Herzegovina, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Maderia, Malta, Moldova, Monaco, Montenegro, Netherlands, Norway, Poland, Portugal, Romania, Russia, San Marino, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Ukraine, Vatican City.
UK: Channel Islands, England, Northern Ireland, Scotland, United Kingdom, Wales.
South East Asia, Hong Kong, Japan: Brunei, Cambodia, East Timor, Federated States of Micronesia, Guam, Marshall Islands, Micronesia, Hong Kong, Indonesia, Japan, Kiribati, Laos, Malaysia, Myanmar (Burma), Nauru, Northern Marianas, Palau, Papua New Guinea, Philippines, Singapore, Thailand, Vietnam
South Pacific and Norfolk Island: Cook Islands, Fiji, French Polynesia, New Caledonia, Niue, Norfolk Island, Samoa, Solomon Islands, Tokelau, Tonga, Tuvalu, Vanuatu, Western Samoa.
Australia
New Zealand Only: New Zealand domestic travel
New Zealand Inbound Travellers: New Zealand
Dates of Travel
Departure date (Travel start date)
Single Trip - The date you depart New Zealand
Cover under the Amendment or Cancellation Costs benefit begins from the time you buy your policy. Cover under all other sections begins from the Travel Start Date you select.
Annual Multi-Trip - The date your policy will commence
Cover under the Amendment or Cancellation Costs benefit begins from the time you buy your policy. For further information, we recommend you read the definition of "Relevant Time" in the Policy Wording.
Return date - (Travel end date)
Single Trip - The date you return to your home
Cover under the Amendment or Cancellation Costs benefit begins from the time you buy your policy. Cover under all other sections begins from the Travel Start Date you select.
Annual Multi-Trip
Regardless of what you enter as the Return date, you will be quoted for a 12 month Annual Multi-Trip policy.
For further information we recommend that you read the definition of "Relevant Time" in the Policy Wording.
Traveller Details
Age of each traveller at issue date
Simply enter the age of each traveller including children.
Only use as many boxes as you have travellers.
Do all travellers live in New Zealand?
New Zealand resident travellers are able to purchase Travel Insurance policies from us to any area of travel and any country/destination.
Non-New Zealand resident travellers are only able to purchase a Travel Insurance policy if travelling inbound to New Zealand.
For Non-New Zealand resident travellers wanting to purchase Travel Insurance to travel to any other part of the world other than travel to New Zealand, please contact us as we may still be able to offer cover to you.