Protect your trip with
AMI Travel insurance

With over 91 years experience,
you know we've got you covered

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  1. Where are you going? Help(?) - Where is your trip?

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    • Ages of travellers Help(?) - Ages of travellers

    We've got your back when you travel

    Whether you're going alone or in a group, make the most out of your trip knowing
    you are covered for the unexpected.

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    24-hour assistance

    24/7 access to a team of experts with a global network of doctors, nurses and logistical staff.

    Young people taking a photo

    Overseas medical cover

    We provide unlimited+* cover for medical and dental expenses. Plus help to arrange treatment and medical evacuation.

    Young people taking a photo

    Travel GP service

    If you are travelling and need to consult a doctor, our Travel GP service is available by phone 24/7 for expert medical advice.

    A range of options to suit your travel

    Overseas cover

    Overseas cover

    Our overseas travel cover includes all the important stuff, like medical and hospital treatment, lost luggage, personal liability and getting you and your family home in an emergency.

    Domestic cover for
					travel in NZ

    Domestic cover

    If your plans while travelling in New Zealand change unexpectedly, we can cover the cost of cancelling or amending your flight, hotel or rental car bookings and other expenses, up to $10,000.

					  multi-trip cover

    Annual multi-trip cover

    If you travel two or more times a year, our annual multi-trip cover can save you time and money.

    Take it out once and you’re covered for as many trips as you like, for 12 months**

    **For 12 months, over 250km from home, including domestic travel, up to maximum number of days per journey.

    *Medical cover will not exceed 12 months form onset. Medical and dental expenses cover is limited to $1,500 for treatment provided in New Zealand. This $1,500 sub-limit does not apply to Plan I, Inbound area.

    +For customers 70 years or over reduced maximum limits may apply. Limits will be shown on the Certificate of Insurance

    Quick and easy claims

    We're here for you if something disrupts your trip. Save time and submit your claim online.

    Make an online claim

    Before you travel

    AMI Travel insurance is underwritten by Zurich Australian Insurance Limited ("ZAIL") incorporated in Australia, ABN 13 000 296 640, trading as Zurich New Zealand. IAG New Zealand Limited (“IAG”), of which AMI is a business division, is not the insurer. IAG receives a commission for the issue of AMI-branded travel policies arranged through Cover-More (NZ) Limited (“Cover-More”). Cover-More administers the policy and acts on behalf of Zurich New Zealand. IAG does not guarantee Zurich New Zealand or Cover-More.

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    Where are you going?

    If you are travelling to North, Central and South America, the Caribbean or Antarctica for more than 20% of your journey, you must enter the country that you are spending the most time in as the destination.

    Worldwide including the Americas, the Caribbean and Antarctica: Antarctica (Cruising), Antigua and Barbuda, Argentina, Bahamas, Barbados, Belize, Bermuda, Bolivia, Brazil, Canada, Cayman Islands, Chile, Colombia, Costa Rica, Cuba, Dominica, Dominican Rep, Ecuador, El Salvador, Falkland Islands, French Guiana, Greenland, Grenada, Guadeloupe, Guatemala, Guyana, Haiti, Honduras, Jamaica, Martinique, Mexico, Netherlands Antilles, Nicaragua, Panama, Paraguay, Peru, Puerto Rico, St. Kitts and Nevis, St. Lucia, St. Vincent and Grenadines, Suriname, Trinidad and Tobago, United States of America, Uruguay, Venezuela, Virgin Islands.

    Africa, Middle East, Indian Sub-Continent and Asia (other): Afghanistan, Algeria, Angola, Azores, Azerbaijan, Bahrain, Bangladesh, Benin, Bhutan, Botswana, Burkina Faso, Burundi, Cameroon, Canary Islands, Cape Verde, Chad, China, Central African Republic, Comoros, Congo (Dem. Rep), Djibouti, Egypt, Eritrea, Ethiopia, Equatorial Guinea, Gabon, Gambia, Ghana, Guinea, Guinea Bissau, India, Israel, Iran, Iraq, Ivory Coast, Jordan, Kazakhstan, Kenya, Korea (north), Korea (south), Kuwait, Kyrgyzstan, Lebanon, Lesotho, Liberia, Libya, Macau, Madagascar, Mauritius, Mauritania, Mozambique, Maldives, Malawi, Mali, Mongolia, Morocco, Namibia, Nepal, Nigeria, Niger, Oman, Pakistan, Qatar, Reunion, Rwanda, São Tomé and Príncipe, Saudi Arabia, Senegal, Seychelles, Sierra Leone, Somalia, South Africa, South Korea, South Sudan, Sri Lanka, Sudan, Swaziland, Syria, Taiwan, Tajikistan, Tanzania, Togo, Tunisia, Turkey, Turkmenistan, Uganda, United Arab Emirates, Uzbekistan, Yemen, Zambia, Zimbabwe.

    Europe: Albania, Andorra, Armenia, Austria, Belarus, Belgium, Bosnia, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Faroe Islands, Finland, France, Georgia, Germany, Gibraltar, Greece, Herzegovina, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Maderia, Malta, Moldova, Monaco, Montenegro, Netherlands, Norway, Poland, Portugal, Romania, Russia, San Marino, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Ukraine, Vatican City.

    UK: Channel Islands, England, Northern Ireland, Scotland, United Kingdom, Wales.

    South East Asia, Hong Kong, Japan: Brunei, Cambodia, East Timor, Federated States of Micronesia, Guam, Marshall Islands, Micronesia, Hong Kong, Indonesia, Japan, Kiribati, Laos, Malaysia, Myanmar (Burma), Nauru, Northern Marianas, Palau, Papua New Guinea, Philippines, Singapore, Thailand, Vietnam

    South Pacific and Norfolk Island: Cook Islands, Fiji, French Polynesia, New Caledonia, Niue, Norfolk Island, Samoa, Solomon Islands, Tokelau, Tonga, Tuvalu, Vanuatu, Western Samoa.


    New Zealand Only: New Zealand domestic travel

    New Zealand Inbound Travellers: New Zealand

    Dates of Travel

    Departure date (Travel start date)

    Single Trip - The date you depart New Zealand

    Cover under the Amendment or Cancellation Costs benefit begins from the time you buy your policy. Cover under all other sections begins from the Travel Start Date you select.

    Annual Multi-Trip - The date your policy will commence

    Cover under the Amendment or Cancellation Costs benefit begins from the time you buy your policy. For further information, we recommend you read the definition of "Relevant Time" in the Policy Wording.

    Return date - (Travel end date)

    Single Trip - The date you return to your home

    Cover under the Amendment or Cancellation Costs benefit begins from the time you buy your policy. Cover under all other sections begins from the Travel Start Date you select.

    Annual Multi-Trip

    Regardless of what you enter as the Return date, you will be quoted for a 12 month Annual Multi-Trip policy.

    For further information we recommend that you read the definition of "Relevant Time" in the Policy Wording.

    Traveller Details

    Age of each traveller at issue date

    Simply enter the age of each traveller including children.

    Only use as many boxes as you have travellers.

    Do all travellers live in New Zealand?

    New Zealand resident travellers are able to purchase Travel Insurance policies from us to any area of travel and any country/destination.

    Non-New Zealand resident travellers are only able to purchase a Travel Insurance policy if travelling inbound to New Zealand.

    For Non-New Zealand resident travellers wanting to purchase Travel Insurance to travel to any other part of the world other than travel to New Zealand, please contact us as we may still be able to offer cover to you.