If you’re already an AMI customer, use promo code AMICUST to get 10% off your next travel insurance policy2.
Get unlimited3 cover to help get you well or get you home. Plus, we cover a range of pre-existing medical conditions.
You choose the amount of cancellation cover you need. If you have to cancel your trip, you can claim to get your non-refundable costs back.
We can cover up to $10,000 in rental vehicle excess for eligible damage or theft claims.
If you lose your suitcase or your passport’s stolen, we can help with replacements to get your trip back on track.
We offer two types of international travel insurance for New Zealand residents. Purchase either one as a single trip policy, or an annual multi-trip policy.
Our most comprehensive, giving you flexibility.
Cover for the essentials at a lower cost.
If you’re going on one trip overseas, to one or more locations.
For unlimited trips overseas and within New Zealand (up to the maximum trip length you choose) within 12 months. Perfect if you have family or do business overseas.
Select cover option:
Single trip or annual multi-trip
Maximum limit per adult
Unlimited5
$1,5005
$1,5005
Unlimited6
Your chosen amount7
$25,0008
$1,5008
$500
$10,000
Single trip or annual multi-trip
Maximum limit per adult
Unlimited5
$1,5005
$1,5005
Unlimited6
Your chosen amount7
$4,0008
$6008
$250
Single trip or annual multi-trip
Maximum limit per adult
Single trip or annual multi-trip
Maximum limit per adult
$500
$250
$10,000
Select cover option:
$2,0008
$5,000
$3,0008
$2,000
$8,0008
$8,0008
$9,0009
$25,0009
$25,0009
$10,000
$3,000,000
Add-on required
See policy wording
$1,0008
$1,5008
$1,500
$2,0008
$4,5009
$5,0009
$5,0009
$2,500,000
Add-on required
$5,000
$2,000
$1,500
$10,000
$3,000,000
$2,500,000
Add-on required
Add-on required
This is a summary only. For a full list of the benefits as well as exclusions and other terms, read the policy wording.
For policies bought before 17 September 2025 refer to policy wording.
Check your policy wording to see what’s covered automatically and get a cover variation if you need a bit more cover.
Extend your policy benefits to multi-night sea cruises. This is required if you’re travelling on an ocean or sea cruise for two or more nights.
Increase your cover for items like jewellery or video equipment.
Cover more extreme activities like skydiving, rock climbing, scuba diving, or high-altitude trekking.
Cover driving or being driven with an engine over 250cc.
Cover on-piste or off-piste skiing, snowboarding and heli-skiing.
We're here for you if something disrupts your trip. Save time and submit your claim online through Cover-More. You can save and return to an incomplete claim for up to 28 days.
1. This is a summary only. Benefits may vary by plans. Adding extra cover to your base policy will incur additional costs. Limits, sub-limits, conditions, exclusions, and a standard excess may apply. Before deciding to buy this insurance, consider the Policy Wording.
2. Discount applies to new AMI Travel Insurance policies taken out by existing AMI customers only, using the promo code AMICUST. Not available with any other offer. The discount is applied to the total premium paid, inclusive of any add-on or variations to cover made and taxes.
3. Cover will not exceed 12 months from onset of the illness, condition or injury.
4. Only available on the International YourCover plan.
Limits, sub-limits, conditions, and exclusions apply. Standard excess may apply.
AMI Travel insurance is administered by Cover-More NZ Ltd, underwritten and issued by Zurich Australian Insurance Limited (ZAIL) incorporated in Australia, ABN 13 000 296 640, trading as Zurich New Zealand. For further information see Zurich New Zealand's financial strength rating.
Any advice is general advice only. Consider the AMI Travel Policy Brochure and wording therein before deciding to buy this product. IAG receives a commission for the issue of AMI branded travel policies arranged through Cover-More (NZ) Limited ("Cover-More").
IAG New Zealand Limited ("IAG"), of which AMI is a business division, is not the insurer. IAG does not guarantee Zurich New Zealand or Cover-More.
