Caravan and Trailer Insurance

Insurance for your caravan and trailer that goes the distance.

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Why choose AMI?

Trusted insurer

We’ve been protecting New Zealanders for almost 100 years. Plus, our AA financial strength rating is your reassurance we’ll be there for you when it matters.

AMI Roadside Rescue

If you’re road tripping and break down, we’ll send help. Get AMI Roadside Rescue for your car, and if you need to be towed, we’ll take your caravan or trailer too. 24/7, nationwide. T&Cs apply.

What’s covered with Caravan and Trailer Insurance

Select cover option

Caravan

Caravan

Theft, accidental loss or damage to your caravan or trailer
Transport home if you’re stranded after theft or an accident
Damaging someone else’s vehicle or property

Up to $20 million

Replacement keys and locks

Excess-free for claims up to $1,000

Contents of your caravan

Up to your policy limit

Injuries you cause when using your caravan or trailer

Up to $1 million

Excess protection for loss that was someone else’s fault
Storage after an accident
Fire extinguisher replacement or refill
Towing your caravan or trailer after an accident or if you’re ill or injured
Temporary cover for an additional or replacement caravan or trailer (for 14 days)

Optional benefit

Optional benefit

Excess-free glass cover for windscreens and windows

Trailer

Trailer

Theft, accidental loss or damage to your caravan or trailer
Transport home if you’re stranded after theft or an accident
Damaging someone else’s vehicle or property

Up to $20 million

Replacement keys and locks
Contents of your caravan
Injuries you cause when using your caravan or trailer

Up to $1 million

Excess protection for loss that was someone else’s fault
Storage after an accident
Fire extinguisher replacement or refill
Towing your caravan or trailer after an accident or if you’re ill or injured
Temporary cover for an additional or replacement caravan or trailer (for 14 days)

Optional benefit

Optional benefit

Excess-free glass cover for windscreens and windows

Caravan

Caravan

Trailer

Trailer

Theft, accidental loss or damage to your caravan or trailer
Transport home if you’re stranded after theft or an accident
Damaging someone else’s vehicle or property

Up to $20 million

Up to $20 million

Replacement keys and locks

Excess-free for claims up to $1,000

Contents of your caravan

Up to your policy limit

Injuries you cause when using your caravan or trailer

Up to $1 million

Up to $1 million

Excess protection for loss that was someone else’s fault
Storage after an accident
Fire extinguisher replacement or refill
Towing your caravan or trailer after an accident or if you’re ill or injured
Temporary cover for an additional or replacement caravan or trailer (for 14 days)

Optional benefit

Optional benefit

Excess-free glass cover for windscreens and windows

This is only a summary of key benefits. For a full list of benefits as well as exclusions and other terms, read the policy wording.

Our caravan insurance and trailer insurance policy wordings are now in plain language, making them easier to read, understand, and act on.

Note: If you already have a policy with us, you may have a different policy wording to the plain language policy wording above. Check your policy details, then find your policy wording on our Policy documents page.

Have a question?

Caravan Insurance covers certain things that are used and stored in your caravan, such as household appliances, crockery, bedding, and camping equipment. Personal effects and things like laptops, bikes, or sports equipment are not covered and would need to be covered under a Contents Insurance policy.

Trailer Insurance covers the loss or damage to the trailer, not the things being transported. AMI Contents Insurance can provide cover for certain belongings being towed by your trailer.

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