Caravan Insurance

Cover for your caravan, from driveway to campsite.

Caravan cover that goes the distance

  • Theft and vandalism cover for your caravan if it's stolen, damaged or vandalised.

  • Accidental damage cover for your caravan it’s in an accident or damaged by fire.

  • Damage to someone else’s vehicle or property that you cause is covered up to $20 million.

  • Caravan contents, furniture and appliances that are kept in your caravan are covered for loss, theft and damage up to $1,000. Things like TVs, bedding, camping gear, and more.

What’s covered with Caravan insurance

Select cover option

What’s included

What’s included

Theft, accidental loss or damage to your caravan
Transport home if you’re stranded after theft or an accident
Damaging someone else’s vehicle or property

Up to $20 million

Replacement keys and locks

Excess-free for claims up to $1,000

Contents of your caravan including appliances and camping gear

Up to your policy limit

Injuries you cause when using your caravan

Up to $1 million

Excess protection for loss that was someone else’s fault
Storage after an accident
Fire extinguisher replacement or refill
Towing your caravan after an accident or if you’re ill or injured
Temporary cover for an additional or replacement caravan (for 14 days)

Optional benefit

Optional benefit

Excess-free glass cover for windscreens and windows

What’s included

What’s included

Theft, accidental loss or damage to your caravan
Transport home if you’re stranded after theft or an accident
Damaging someone else’s vehicle or property

Up to $20 million

Replacement keys and locks

Excess-free for claims up to $1,000

Contents of your caravan including appliances and camping gear

Up to your policy limit

Injuries you cause when using your caravan

Up to $1 million

Excess protection for loss that was someone else’s fault
Storage after an accident
Fire extinguisher replacement or refill
Towing your caravan after an accident or if you’re ill or injured
Temporary cover for an additional or replacement caravan (for 14 days)

Optional benefit

Optional benefit

Excess-free glass cover for windscreens and windows

Plain language policy wording

This is only a summary of key benefits. For a full list of benefits as well as exclusions and other terms, read the policy wording.

Our NZ policy wordings are now in plain language, making them easier to read, understand, and act on.

Note: If you already have a policy with us, you may have a different policy wording to the plain language policy wording above. Check your policy details, then find your policy wording on our Policy documents page.

Why choose AMI?

Trusted insurer

We’ve been protecting New Zealanders for over 100 years. Plus, our AA financial strength rating is your reassurance we’ll be there for you when it matters.

AMI Roadside Rescue

If you’re road tripping and break down, we’ll send help. Get AMI Roadside Rescue for your car, and if you need to be towed, we’ll take your caravan or trailer too. 24/7, nationwide. T&Cs apply.

Caravan contents we do and don’t cover

AMI Caravan insurance covers items that are used and stored in your caravan.

Caravan contents that are covered up to $1,000:

  • freestanding household appliances, 

  • removeable furniture and furnishings,

  • loose floor coverings, mats and rugs,

  • crockery and utensils, 

  • bedding, household linen, 

  • camping equipment. 

Give us a call about increasing your policy limit if you need caravan contents cover up to $10,000.

Things that are not covered:

  • personal effects, clothing and jewellery, 

  • mobile phones, laptops and tablets,

  • bikes and sports equipment,

  • food.

These items would need to be covered under a Contents insurance policy.

You may also be interested in

Motorhome insurance

Trailer insurance

Contents insurance