With AMI, you get more than just insurance. We’re here to get you back on your feet faster with AMI HomeHub, our first-class house repair service. Plus, with our AA financial strength rating, you can be confident we’ll be there for you should you need us.
We've made inspections easier for landlords. You now only need to inspect your rental home every six months. Our policy wording has all the details. If you have any questions, call us.
Natural hazard cover if your landlord’s contents are damaged in events like earthquakes, landslides and volcanic activity. We also cover damage to landlord’s contents from storms and floods.
Repair or replacement of fitted chattels, like kitchen ovens and fixed carpets, if they get damaged and are not covered by an NZ rental home policy or body corp.
Lost rent up to $30,000 if your rental home becomes unliveable due to something we cover.
Abandoned possessions cover up to $10,000 to remove belongings your tenant has abandoned, so you can rent your property out again.
‘Rent default’ optional benefit covers up to 15 weeks of lost rent if your tenant moves out without notice or is evicted due to unpaid rent. This optional extra can be added to any of our landlord policies.
Hidden gradual damage cover up to $3,000 a year for damage to your landlord’s contents caused by water leaking from an internal tank or internal plumbing.
This information is intended as a guide only. Exclusions and limitations apply. Talk to us about these or refer to the full policy wording.
When you need comprehensive cover for your partially or fully furnished rental home, the garage and shed on your rental property, as well as your landlord’s chattels and key furnishings you provide for your tenant. Plus, we’ve got your back when times get tough with protection for landlords against lost rent in certain situations, and removal costs for belongings your tenant abandons.
When you only need cover for your unfurnished rental home, the garage, shed and other structures on your rental property. Plus, we’ve got your back when times get tough with protection for landlords against lost rent in certain situations, and removal costs for belongings your tenant abandons.
When you don’t need to insure your rental home, just the things inside it – for instance, if your rental home is insured by a body corporate. Get cover for the chattels and household goods your tenants use, like furniture, furnishings, and electrical appliances. Plus, we’ve got your back when times get tough with protection for landlords against lost rent in certain situations, and removal costs for belongings your tenant abandons.
Select cover option
Up to $30,000
Up to $10,000
Up to $3,000 per year
Up to $5,000,000
Optional extra
Up to $30,000
Up to $10,000
Up to $3,000 per year
Up to $5,000,000
Optional extra
This is a summary only, for a full list of the benefits as well as exclusions and other terms, read the policy wording.
Some of our policy wordings are now in plain language, making them easier for you to read, understand, and act on.
We’ve been protecting New Zealanders for over 100 years. Over 700,000 Kiwi trust us to be on their side and protect the things they love.
If the unexpected happens, it's quick and easy to make a claim and track its progress online using your My AMI online account or our AMI app.
Get your landlords insurance done on the go with your My AMI online account or our AMI app. Check your policies, update details, make payments and claims, or request AMI Roadside Rescue.
There’s a lot to think about when you’re a landlord. Here’s what you or your property manager need to do to make sure your policy stays valid.
Choose your tenants carefully and make sure to:
You can find more information on pre-tenancy testing at tenancy.govt.nz.
Keep a copy of all your records. If you make a claim, we may ask for these.
For more information on landlord cover, you can read the policy wording.
If you have questions, call us on 0800 100 200 or chat to us on Facebook. We're on your side and here to help.
