Motorhome Insurance

NZ motorhome cover for your home on wheels.

Motorhome cover that keeps you moving

  • Theft and vandalism cover for your motorhome if it’s stolen, damaged or vandalised.

  • Accidental damage cover for your motorhome if it’s in an accident or damaged by fire.

  • Damage to someone else’s vehicle or property that you cause is covered up to $20 million.

  • Contents, furniture and appliances that are kept in your motorhome are covered for loss, theft and damage up to $2,000. Things like TVs, bedding, camping gear, and more.

What’s covered with Motorhome insurance

Select cover option

What’s included

What’s included

Theft, fire, accidental loss or damage to your motorhome
Transport home if you’re stranded after theft or an accident
Damaging someone else’s vehicle or property
Up to $20 million
Replacement keys and locks
Excess-free for claims up to $1,000
Contents of your motorhome, including appliances and camping gear

Up to your policy limit

Injuries you cause when using your motorhome
Up to $1 million
Excess protection for loss that was someone else’s fault
Storage after an accident
Fire extinguisher replacement or refill
Damage to your motorhome caused by accidentally using incorrect fuel
Towing your motorhome after an accident or if you’re ill or injured
Temporary cover for an additional or replacement motorhome (for 14 days)

Optional benefits

Optional benefits

Excess-free glass cover for windscreens and windows
Optional extra
Hire car or alternative transport, like taxis, while your motorhome is being fixed (up to 21 days)
Optional extra

What’s included

What’s included

Theft, fire, accidental loss or damage to your motorhome
Transport home if you’re stranded after theft or an accident
Damaging someone else’s vehicle or property
Up to $20 million
Replacement keys and locks
Excess-free for claims up to $1,000
Contents of your motorhome, including appliances and camping gear

Up to your policy limit

Injuries you cause when using your motorhome
Up to $1 million
Excess protection for loss that was someone else’s fault
Storage after an accident
Fire extinguisher replacement or refill
Damage to your motorhome caused by accidentally using incorrect fuel
Towing your motorhome after an accident or if you’re ill or injured
Temporary cover for an additional or replacement motorhome (for 14 days)

Optional benefits

Optional benefits

Excess-free glass cover for windscreens and windows
Optional extra
Hire car or alternative transport, like taxis, while your motorhome is being fixed (up to 21 days)
Optional extra

Plain language policy wording

This is only a summary of key benefits. For a full list of benefits as well as exclusions and other terms, read the policy wording.

Our NZ policy wordings are now in plain language, making them easier to read, understand, and act on.

Note: If you already have a policy with us, you may have a different policy wording to the plain language policy wording above. Check your policy details, then find your policy wording on our Policy documents page.

Why choose AMI?

Highly commended in the New Zealand, General Insurer of the year category for 14 years in a row.

Our AA financial strength rating means we have a very strong claims-paying ability.

Motorhome contents we do and don’t cover

AMI Motorhome insurance covers items that are used and stored in your motorhome.

Contents that are covered up to $2,000:

  • freestanding household appliances,

  • removeable furniture and furnishings,

  • loose floor coverings, mats and rugs,

  • crockery and utensils,

  • bedding, household linen,

  • camping equipment.

Give us a call about increasing your policy limit if you need motorhome contents cover up to $10,000.

Things that are not covered:

  • personal effects, clothing and jewellery,

  • mobile phones, laptops and tablets,

  • bikes and sports equipment,

  • food.

These items would need to be covered under a Contents insurance policy.

You may also be interested in

Caravan insurance

Trailer insurance

Contents insurance