If you’re already an AMI customer, use promo code AMICUST to get 10% off your next travel insurance policy2.
If you have to cancel your trip, you can claim to get non-refundable costs back.
We cover up to $10,000 for eligible damage and theft. Driving your own car? We can cover your insurance excess up to $2,500, if your vehicle has comprehensive cover.
We automatically cover NZ activities like bungy jumping, jet boating, kayaking, and white-water rafting. Plus, we offer optional cover variations for more activities.
You’ll choose between these options in our online quote process.
For NZ residents going on a one-off trip within New Zealand.
For NZ residents who travel locally often3. Get cover for unlimited trips within 12 months (up to the maximum trip duration chosen). Enjoy less admin and more savings.
For NZ residents who want to cover key costs if your trip is cancelled due to unforeseen events. Plus, some cover for additional costs incurred on trip for coverable reasons.
Select cover option:
For a single trip or annual multi-trip
Maximum limit per adult
$1,5004
$10,0005
$10,0005
$5,0005
$10,000
$2,5007
For a single trip
Maximum limit per adult
Your chosen amount6
Your chosen amount6
For a single trip or annual multi-trip
Maximum limit per adult
For a single trip
Maximum limit per adult
$10,000
Select cover option:
$7505
$3,0005
$2,000
$2,2508
$10,0008
$10,0008
$5,000
$200,000
See policy wording
See policy wording
$2,000
$5,000
$200,000
This is a summary only. For a full list of the benefits as well as exclusions and other terms, read the policy wording.
For policies bought before 17 September 2025 refer to policy wording.
Check your policy wording to see what’s automatically covered and get a cover variation if you need a bit more cover.
Increase your cover for items like jewellery, laptops, or cameras.
Cover more extreme activities like skydiving, rock climbing, scuba diving, or high-altitude trekking.
Cover driving or being driven with an engine over 250cc.
Cover on-piste or off-piste skiing, snowboarding and heli-skiing.
We're here for you if something disrupts your trip. Save time and submit your claim online through Cover-More. You can save and return to complete a claim for up to 28 days.
1. This is a summary only. Benefits may vary by plans. Adding extra cover to your base policy will incur additional costs. Limits, sub-limits, conditions, exclusions, and a standard excess may apply. Before deciding to buy this insurance, consider the policy wording.
2. Discount applies to new AMI Travel Insurance policies taken out by existing AMI customers only, using the promo code AMICUST. Not available with any other offer. The discount is applied to the total premium paid, inclusive of any add-on or variations to cover made and taxes.
3. Your destination must be more than 100 kilometres or more from Home, or Your trip must include at least one night paid accommodation booked with an accommodation supplier or provider (including a hotel, Bed & Breakfast (B&B), serviced apartment or peer to peer service such as Airbnb).
Limits, sub-limits, conditions, and exclusions apply. Standard excess may apply.
AMI Travel insurance is administered by Cover-More NZ Ltd, underwritten and issued by Zurich Australian Insurance Limited (ZAIL) incorporated in Australia, ABN 13 000 296 640, trading as Zurich New Zealand. For further information see Zurich New Zealand's financial strength rating.
Any advice is general advice only. Consider the AMI Travel Policy Brochure and wording therein before deciding to buy this product. IAG receives a commission for the issue of AMI branded travel policies arranged through Cover-More (NZ) Limited ("Cover-More").
IAG New Zealand Limited ("IAG"), of which AMI is a business division, is not the insurer. IAG does not guarantee Zurich New Zealand or Cover-More.
