^Repair or replacement on most household items and market value cover for clothing and
footwear, household linen, bikes, sports and camping equipment, carpets over 10 years old,
your jewellery or watch (limited to $3,000 per item if not specified) and computer software.
^^Repair or replacement cover for many items under 10 years old including furniture, TV,
video, DVD and stereo, electrical appliances, kitchenware, computer hardware, lawnmower and
tools. Repair or replacement cover for items under 5 years old including carpets and
curtains, spectacles, dentures and hearing aids. Market Value cover for major household
items over 10 year old, carpets, blinds and curtains over 5 years old, clothing and
footwear, bikes, jewellery and more.
^^^Market value for all household contents.
**You are not covered for loss or damage arising from the household contents being: a.
stolen, unless the theft follows forceful and violent entry to any building, or b. lost or
misplaced. The most we will pay for any event is: a. $1,000 for any one item of contents,
and b. $5,000 in total. Find out more about cover for your child while they are living away from home.
***Includes House, Contents, Private Motor Vehicle and Pleasurecraft policies. The excess applied will be the highest excess under the affected policies. Except in a collision between insured vehicles, in which case it will be the excess of the vehicle driven by the most at fault driver.