Get a $200 digital Visa card* when you buy a new Home & Contents Insurance policy before 31 March 2026.
*Promotion ends 31 March 2026. Terms and conditions apply. Card issued by Oxygen Global NZ Limited.
Natural hazard damage cover if your home or contents is damaged in events like earthquakes, landslides, storms, or floods.
Hidden gradual damage cover for damage to your home or contents caused by water leaking from internal plumbing (up to $3,000 a year).
Temporary accommodation for you, your family and your pets if you and your household can’t live in your home due to something we cover (up to $30,000).
Repair or rebuild costs for your home if it’s destroyed by non-natural hazard fire and qualifies for ‘Replacement cover’, even if the cost is more than your home sum insured.*
Repair or replacement for most things if your belongings get accidentally lost, damaged or stolen.
Travel cover for your and your family’s belongings while in Australia or the South Pacific Islands up to $5,000 per trip (max. 3 weeks long).
This information is intended as a guide only. Exclusions and limitations apply. Talk to us about these or refer to the full policy wording.
* To qualify, you'll need to choose a sum insured that is equal to or greater than the estimate provided by the Sum Sure calculator.
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Select cover option
Up to $30,000
Up to $3,000 per year
Up to $2 million
Up to $5,000 per trip
(max. 3 week trip)
Up to $500 a year
Up to $50,000
(higher limit available)
$2,000
Up to $30,000
Up to $3,000 per year
Up to $2 million
Up to $5,000 per trip
(max. 3 week trip)
Up to $500 a year
Up to $50,000
(higher limit available)
$2,000
This is a summary only, for a full list of the benefits as well as exclusions and other terms, read the policy wording.
Note: If you already have a policy with us, you may have a different policy wording to the PDF above. Check your policy details, then find your policy wording on our policy documents page.
The Sum Sure calculator is an independent tool to help calculate an estimate for the rebuild cost of your home. Read the T&Cs for more information about the estimate.
The Sum Insured Pty Ltd calculator is an independent tool to help calculate the total value of your things room-by-room. Read the T&Cs for more information about the estimate.
