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Comprehensive Car insurance

Our highest level of cover for your car with a great range of extras.

What’s covered?

You’ll be covered if your car is stolen or damaged in an accident.

  • Damage repairs

    We’ll cover repairs to your car if it’s damaged in an accident.

  • Fire damage

    We’ll cover repairs to your car if it’s damaged by fire.

  • Theft

    We’ll cover your car if it’s stolen.

  • Damage to someone else’s car

    We’ll cover the repairs to someone else’s car or property if you’ve caused damaged whilst driving your car.

  • Vehicle removal

    We’ll pay the costs of removing your car from an accident if you can’t safely remove it yourself.

  • Transport to get you home

    We’ll cover the cost of transport home if your car is stolen or damaged.

  • Approved repair work guarantee

    We’ll guarantee all repair work carried out by our approved suppliers.

View full policy wording

Exclusions and limitations apply. Talk to us about these or refer to the full policy document.

Optional extras

For a little more, you can add on optional cover to give you extra peace of mind.

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Cover for young drivers

Your vehicle is covered for loss or damage while it is being driven by anyone under the age of 25.

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Breakdown Service

We’ll cover anyone who’s driving your car if they need help with things like changing a tyre, jump starts, or getting into your car if the keys are locked inside. Terms and conditions apply

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No windscreen excess

If you’re claiming for accidental damage to your car’s windscreen or window glass, there’s no excess to pay and your no claims bonus stays the same.

These are just a few of our optional extras. For a full list, check out our policy wording.

What’s the cost?

Your premium is how much you pay for your cover. This is calculated based on things like age, gender, driving experience and the type of car you’re driving. Because of that, everyone’s premiums are a bit different.

Your excess is a one-off amount that you pay each time you make a claim. Let’s say your excess is $500 but a repair job for a dinged-door only costs $350 – that cost is up to you. Any repair work that will cost above $500 is covered by AMI.

You’ll also get these bonus covers

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freeBmax

If you qualify for this bonus, it’s free and means you can make up to two claims within a 12 month period without affecting your no claims bonus.

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Trailers

You’re covered for the market value, or up to $600, for any loss of or damage to trailers you own or that you’re using.

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Repair guarantee

We’ll guarantee all repair work carried out by our approved suppliers.

Frequently asked questions

Other car insurance options you may be interested in

Third Party, Fire and Theft

Find out more

Third Party

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