You’ll be covered if your car is stolen or damaged in an accident.
If you have an accident and it’s your fault, we’ll pay up to $20,000,000 for damage to someone else's car or property.
We'll cover repairs to your car if it’s damaged in an accident.
We'll cover repairs to your car if it's damaged by fire.
We’ll cover your car if it’s stolen.
If you’re away from your home centre and you can’t drive your car because of accident damage, we’ll tow your car to the nearest repairer or secure place.
We’ll reimburse you for reasonable costs to get you and your passengers home, if your car is stolen or damaged in an accident.
We’ll guarantee all repair work carried out by our approved suppliers.
We’ll pay the costs of removing your car from an accident if you can’t safely remove it yourself.
If you buy a replacement vehicle, we will automatically provide temporary cover for up to 7 days.
Your vehicle is covered for loss or damage while it is being driven by anyone under the age of 25.
We’ll cover anyone who’s driving your car if they need help with things like changing a tyre, jump starts, or getting into your car if the keys are locked inside.
If you’re claiming for accidental damage to your car’s windscreen or window glass, there’s no excess to pay and your no claims bonus stays the same.
Your premium is how much you pay for your cover. This is calculated based on things like age, gender, driving experience and the type of car you’re driving. Because of that, everyone’s premiums are a bit different.
Your excess is a one-off amount that you pay each time you make a claim. Let’s say your excess is $500 but a repair job for a dinged-door only costs $350 – that cost is up to you. Any repair work that will cost above $500 is covered by AMI.
If you qualify for this bonus, it’s free and means you can make up to two claims within a 12 month period without affecting your no claims bonus.
You’re covered for the market value, or up to $600, for any loss of or damage to trailers you own or that you’re using.
We’ll guarantee all repair work carried out by our approved suppliers.
Yes, if you have our Comprehensive policy you’re covered for damage to your windscreen (excess may apply).
AMI breakdown service is an optional cover, available as Standard or Premier, to customers with our Comprehensive Car Insurance or Commercial Vehicle policies.
That depends on the cover you've chosen.