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Update your Home insurance details and cover, like your sum insured or optional benefits.
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If you prefer desktop, exit to use My AMI, your online account instead.
Update your Home insurance details and cover, like your sum insured or optional benefits.
Changes to some policy details can increase or decrease what you pay for your insurance. Whether you make a change in the app, online account, or over the phone, we’ll let you know the impact on your premium before you confirm the change.
Your home sum insured is the amount you insure your home for. It should be enough to cover the cost of rebuilding or repairing your home if the unexpected happens, like a fire, flood, or major storm. It includes things like building materials, professional fees, labour, demolition, debris removal, compliance and GST.
Your home sum insured is not:
Your total sum insured is your home sum insured, plus any special features you add to your home insurance policy.
Find out what’s included and how to calculate your sum insured.
Use the app or online account to change your sum insured at any time.
Your excess is the amount you contribute towards a claim. More than one excess may apply.
Choosing a higher standard excess can reduce the cost of your insurance premium. A lower excess means you'll pay less at claim time, but your premium will usually be higher.
You can add or remove optional benefits in the app or online account at any time.
For home policies these include:
Adding optional benefits can increase the price of your policy. If you remove some, your policy may cost less or you may receive a refund, depending on how you pay.
If you buy a new house, you’ll need a new policy. Contact us to make the change over between your current and new policy.
A financially interested party is a person or company who has lent you money towards the property you’re insuring, like a bank who gives you a loan or mortgage for your home.
You can add or remove a lender to your home policy anytime in the app or online account.
Your Home insurance covers some new structures like sleepouts being built on your property up to $10,000, as long as it can be covered under your policy when it’s complete. It does not include any alterations to your existing home. Check your policy wording to see if you’re covered or contact us if you’re not sure.
For any significant work or work to your existing home, we may recommend you get Contact Works insurance to protect your home and materials during a renovation.
Contact us so we can add the trust and trustees to your policy.