Policy Documents

Want to make an informed decision? Our policy wordings for AMI products will help you decide what you need.

Current Policy Documents

Car (includes Comprehensive, Third Party, Fire and Theft, and Third Party Only)

Applies to new policies from 21 November 2024 and renewing policies from 31 May 2025
Policy version number AMI0052/11 11/24

Car Change Summary

Important updates to your Car policy
Applies to policies renewing from AMI Car Insurance AMI0052/10 to AMI Car Insurance AMI0052/11 on or after 31 May 2025

Car (includes Full Cover, Third Party, Fire and Theft, and Third Party Only)

Applies to policies bought on or before 20 November 2024
Policy version number AMI0052/10 09/20

Classic Insurance

Applies to new policies from 14 December 2025
Policy version number AMI1850/1 12/25

Classic Change Summary

Important updates to your Classic policy
Applies to policies renewing from AMI Vintage and Classic Car Insurance AMI0055/7 to AMI Car Insurance AMI1850/1 on or after 21 April 2026.

Vintage & Classic Car

Applies to policies bought on or before 13 December 2025
Policy version number AMI0055/7 09/20

Motorcycle

Applies to new policies from 23 March 2025 and renewing policies from 31 May 2025
Policy version number AMI0065/10 03/25

Motorcycle Change Summary

Important updates to your Motorcycle policy
Applies to policies renewing from AMI Motorcycle Insurance AMI0065/9 to AMI Motorcycle Insurance AMI0065/10 03/25 on or after 31 May 2025

Motorcycle

Applies to policies bought on or before 22 March 2025
Policy version number AMI0065/9 09/20

Caravan

Applies to new policies from 14 December 2025
Policy version number AMI1848/1 12/25

Caravan Change Summary

Important updates to your Caravan policy
Applies to policies renewing from AMI Caravan and Trailer Insurance AMI0066/9 to AMI Caravan Insurance AMI1848/1 on or after 21 April 2026.

Trailer

Applies to new policies from 14 December 2025
Policy version number AMI1849/1 12/25

Trailer Change Summary

Important updates to your Trailer policy
Applies to policies renewing from AMI Caravan and Trailer Insurance AMI0066/9 to AMI Trailer Insurance AMI1849/1 on or after 21 April 2026.

Caravan & Trailer

Applies to policies bought on or before 13 December 2025
Policy version number AMI0066/9 09/20

Truck Domestic Tractor

Applies to new and renewing policies from 1 March 2021
Policy version number AMI0096/5 03/21

Truck Domestic Tractor Change Summary

AMI Roadside Rescue (with a Car Insurance policy)

AMI Roadside Rescue (with Car Insurance policy) Terms and Conditions.

AMI Roadside Rescue (with no Car Insurance policy)

AMI Roadside Rescue (Stand-alone) Terms and Conditions.

Motorhome

Applies to new policies from 14 December 2025
Policy version number AMI1847/1 12/25

Motorhome Change Summary

Important updates to your Motorhome policy
Applies to the policies renewing on or after 21 April 2026.

  • AMI Car Insurance AMI0052/10, endorsed with AMI Car Insurance extension of cover for motorhomes AMI1366/1 
  • AMI Truck and Domestic Tractor Insurance AMI0096/5, endorsed with AMI Truck and Domestic Tractor Insurance extension of cover for motorhomes AMI1365/1

Motorhomes 3.5 tonnes (3,500kg) and under (include Car)

Applies to policies bought on or before 13 December 2025
Policy version number AMI0052/10 09/20

Motorhome Endorsement 3.5T and Under

Applies to policies bought on or before 13 December 2025
Policy version number AMI1366/1 05/20

Motorhomes over 3.5 tonnes (3,500kg): include Truck Domestic Tractor

Applies to policies bought on or before 13 December 2025
Policy version number AMI0096/5 03/21

Motorhome Endorsement over 3.5T

Applies to policies bought on or before 13 December 2025
Policy version number AMI1365/1 05/20

Home Plus and Contents Plus

Applies to new policies from 15 August 2024 and renewing policies from 26 October 2024
Policy version number AMI1713/1 08/24 

Premier House to Home Plus Change Summary

Important updates to your Premier policy.
Applies to policies renewing on or after 26 October 2024

Market Value House to Home Plus Change Summary

Important updates to your Market Value policy.
Applies to policies renewing on or after 26 October 2024

Premier

Applies to policies bought between 1 September 2020 – 14 August 2024 or renewed between 01 September 2020 – 26 October 2024
Policy version number AMI0061/9 09/20

Market Value

Applies to policies bought between 1 September 2018 – 14 August 2024 or renewed between 01 September 2018 – 26 October 2024
Policy version number AMI0060/8 09/20

Home Plus and Contents Plus

Applies to new policies from 15 August 2024 and renewing policies from 26 October 2024
Policy version number AMI1713/1 08/24 

Advanced Contents to Contents Plus Change Summary

Important updates to your Advanced policy.
Applies to policies renewing on or after 26 October 2024

Premier Contents to Contents Plus Change Summary

Important updates to your Premier policy.
Applies to policies renewing on or after 26 October 2024

Standard Contents to Contents Plus Change Summary

Important updates to your Standard policy.
Applies to policies renewing on or after 26 October 2024

Advanced

Applies to policies bought between 1 September 2018 – 14 August 2024 or renewed 1 September 2018 – 26 October 2024
Policy version number AMI0058/12 09/20

Premier

Applies to policies bought between 1 September 2018 – 14 August 2024 or renewed between 01 September 2018 – 26 October 2024
Policy version number AMI0057/12 09/20

Standard

Applies to policies bought between 1 September 2018 – 14 August 2024 or renewed between 01 September 2018 – 26 October 2024
Policy version number AMI0059/11 09/20

Landlord’s Home and Contents

Applies to new policies from 15 August 2024 and renewing policies from 26 October 2024
Policy version number AMI1714/1 08/24 

Premier Rental Property to Landlord’s Home & Contents Change Summary

Important updates to your Premier policy.
Applies to policies renewing on or after 26 October 2024

Market Value Rental Property to Landlord’s Home & Contents Change Summary

Important updates to your Market Value policy.
Applies to policies renewing on or after 26 October 2024

Advanced Contents (Let to Tenants, Employee/Relative or Boarding House occupancy) to Landlord’s Contents Change Summary

Important updates to your Advanced policy.
Applies to policies renewing on or after 26 October 2024

Premier Contents (Let to Tenants, Employee/Relative or Boarding House occupancy) to Landlord’s Contents Change Summary

Important updates to your Premier policy.
Applies to policies renewing on or after 26 October 2024

Standard Contents (Let to Tenants, Employee/Relative or Boarding House occupancy) to Landlord’s Contents Change Summary

Important updates to your Standard policy.
Applies to policies renewing on or after 26 October 2024

Premier

Applies to policies bought between 1 September 2020 – 14 August 2024 or renewed between 1 September 2020 – 26 October 2024
Policy version number AMI0063/9 09/20

Market Value

Applies to policies bought between 1 September 2020 – 14 August 2024 or renewed between 1 September 2020 – 26 October 2024
Policy version number AMI0064/8 09/20

Rural Material Damage

Applies to new policies from 3 December 2024
Policy version number AMI1793/1 11/24

Rural Business Interruption

Applies to new policies from 3 December 2024
Policy version number AMI1783/1 11/24

Rural Commercial Motor Vehicle

Applies to new policies from 3 December 2024
Policy version number AMI1792/1 11/24

Rural General Liability

Applies to new policies from 3 December 2024
Policy version number AMI1807/1 11/24

Rural Statutory Liability

Applies to new policies from 3 December 2024
Policy version number AMI1808/1 11/24

Rural Employers Liability

Applies to new policies from 3 December 2024
Policy version number AMI1809/1 11/24

Applies to new and renewing policies from 1 March 2020
Policy version number AMI0069/4 03/20

Boat

Applies to new policies from 14 December 2025
Policy version number AMI0067/8 12/25

Boat Change Summary

Important updates to your Boat policy
Applies to policies renewing from AMI Boat Insurance AMI0067/7 to AMI Boat Insurance AMI0067/8 on or after 21 April 2026.

Boat

Applies to policies bought on or before 13 December 2025
Policy version number AMI0067/7 03/21

YourCover Travel Insurance – international, domestic, and inbound

(applies to new policies from 17 September 2025)

Essentials Travel Insurance - international

(applies to new policies issued from 17 September 2025)

Travel Insurance

(applies to policies bought between 1 November 2023 and 16 September 2025)

Business Policy Documents

Cyber Insurance

Version number AMI1668/1 10/23

Statutory Liability

Version number AMI1084/2 10/21

Employers Liability

Version number AMI1085/2 10/21

Broadform Liability

Version number AMI1159/2 10/21

Business Vehicles

Version number AMI1158/2 10/21

Machinery Breakdown

Current version AMI1157/2 10/21

Business Interruption

Policy version number AMI1160/2 11/22
Effective from 15 November 2022

Stock Deterioration

Current version AMI1161/2 10/21

Mobile Business Assets

Policy version number AMI1162/2 07/21
Effective from 11 October 2021

Material Damage (Business Assets)

Policy version numberAMI1084/2 11/22
Effective from 15 November 2022

Contract Works Single Project

Policy version number AMI1653/1 11/23
Effective from 05 December 2023

Contract Works Annual Period

Current version AMI0650/3 03/20

Carriers and Transit

Policy version number AMI0589/2 06/21
Effective from 23 June 2021

Rural Material Damage

Applies to new policies from 3 December 2024
Policy version number AMI1793/1 11/24

Rural Business Interruption

Applies to new policies from 3 December 2024
Policy version number AMI1783/1 11/24

Rural Commercial Motor Vehicle

Applies to new policies from 3 December 2024
Policy version number AMI1792/1 11/24

Rural General Liability

Applies to new policies from 3 December 2024
Policy version number AMI1807/1 11/24

Rural Statutory Liability

Applies to new policies from 3 December 2024
Policy version number AMI1808/1 11/24

Rural Employers Liability

Applies to new policies from 3 December 2024
Policy version number AMI1809/1 11/24

Lifestyle Block Insurance

Policy version number AMI0069/4 03/20

Truck Domestic Tractor Insurance

Policy version number AMI0096/5 03/21

Previous Business Policy Documents

Statutory Liability

Policy version number AMI0542/2 12/15

Employers Liability

Policy version number AMI0541/2 12/15

Broadform Liability

Policy version number AMI0557/2 12/15

Business Vehicles

Policy version number AMI0555/2 12/15

Machinery Breakdown

Policy version number AMI0544/2 12/15

Business Interruption

Policy version number AMI1160/1 04/18

Mobile Business Assets

Policy version number AMI1162/1 04/18

Material Damage

Policy version number AMI1163/1 04/18

Contract Works Single Project

Policy version number AMI0567/3 12/15

Carriers and Transit

Policy version number AMI0589/1 01/15