Our highest level of protection provides Full Repair or Replacement cover for almost any household item regardless of age. Other possessions are covered for market value.
If you live in an apartment with 3 stories or more, you can get up to 10% off your contents policy.* Whether you have a little or a lot of stuff, AMI Advanced Contents insurance will cover it both inside and outside of your place. The discount is applied when you let us know you live in an apartment by either selecting online or over the phone.
*Discount applies to the base premium amount and does not apply to optional extras or government levies and taxes.
Market Value cover for:
Calculate your contents sum insured
The calculator combines your address and the information you tell it about the key features of your household with values supplied by Sum Insured Pty to produce a suggested replacement cost for your contents. The calculator provides an estimate sum insured for your contents but the final decision is yours, so if you think your amount is incorrect, you can change it.
Use our contents sum insured calculator.
This gives only a brief summary of the AMI Advanced contents cover. Please refer to the
policy wording for full details.
Download the Advanced contents policy document.
What is covered?
If you have a small watercraft valued more than $500, contact us to arrange cover.
Matching carpet cover only applies to carpets that are not glued down and less than 10 years old.
^Cover for racing only applies to recreational riders. AMI Bike cover does not extend to customers who are sponsored or receiving a financial benefit for participating.
This information is intended as a guide only. There are exclusions and limits to the cover we provide. For the policy wording see our Advanced contents insurance policy (PDF).
Up to $500 worth of cover to replace lost keys and their locks if you don't have
this cover under your house policy.
No excess will apply.
If your credit or debit card is lost or stolen, we will reimburse you for any illegal use, up to a maximum of $1,000.
When you choose a higher excess.
Just ask us and we'll show you how much you could save.
*As long as you cannot recover the loss from anyone else, e.g. your bank.