Award-winning insurer recognised for outstanding value, customer trust and an exceptional claims experience.
We’ll send an offer of insurance for each of your personal insurance policies with Aon. Your offer will include new AMI policy documents and a quote to review.
Read your new AMI policy documents carefully, checking important details like your personal information, sum insured, excesses, optional benefits, cover variations, and limits. Find key information for each policy below or call us for support.
Call us to set up a direct debit from your card or bank account or make a one-off annual payment. For most AMI policies, you can also set up payments online or via the app and pay by instalments without extra cost.* Make sure you cancel relevant payments to Aon.
*Instalments are fee-free for home, landlord’s, contents, car, and motorcycle policies.
If your claim relates to something before your AMI policy start date, your Aon broker will manage it. For anything after, our friendly claims team is here to help — call us on 0800 801 202 or claim online via My AMI or our app.
With AMI, you’ll get comprehensive cover with exclusive services to help you bounce back faster. We’ll be on your side should the worst happen, but also by your side to get you back on your feet.
Our award-winning breakdown service offers:
Our innovative vehicle repair facility offers:
*Times may differ for structural repairs.
Our one-stop-shop for home repairs and improvements offers:
To ensure you have the right cover for your needs, call our dedicated support team on 0800 801 202 if you’d like to update:
Manage insurance online, anytime
Our AMI app and My AMI online account offer 24/7 support and have plenty of features that make managing your insurance easy.
Install AMI app to manage Car insurance
To ensure you have the right cover for your needs, call our dedicated support team on 0800 801 202 if you’d like to update:
Manage insurance online, anytime
Our AMI app and My AMI online account offer 24/7 support and have plenty of features that make managing your insurance easy.
Install AMI app to manage
Motorcycle insurance
We’re excited to offer a new AMI Classic Vehicle Insurance policy from 14 December 2025, designed with your classic car or motorcycle in mind.
Please note, for policies starting before 14 December 2025, you will have an AMI Vintage and Classic Car Insurance policy and/or an AMI Motorcycle Insurance policy. Customers on these policies will automatically renew onto the new AMI Classic Vehicle policy at their next renewal.
To ensure you have the right cover for your needs, call our dedicated support team on 0800 801 202 if:
Some key cover differences:
Our cover may be different to what you had with Aon, so please check your policy wording carefully to see what you’re covered for. Some important points to note include:
AMI Classic Vehicle Insurance (applies to policies from 14 December 2025)
Your sum insured amount:
All classic cars and motorcycles on this policy will be either agreed value or market value (or the sum insured if less). Get in touch if you’d like to check or change the amount your car or motorcycle is insured for.
Manage insurance online, anytime
Our AMI app and My AMI online account offer 24/7 support and have plenty of features that make managing your insurance easy.
AMI Vintage and Classic Car Insurance (applies to policies before 14 December 2025)
Your sum insured amount:
Most of our Vintage and Classic cars on the AMI Vintage and Classic Car Insurance policy have a fixed agreed value which requires you to keep this amount up to date to reflect the current value of your vehicle. Give us a call if you’re not sure if this applies to your vehicle or would like to update the agreed value.
To ensure you have the right cover for your needs, call our dedicated support team on 0800 801 202 if any details in your new AMI policy documents need updating.
Note: Roadside Rescue is not available for Rural Vehicles.
We’re excited to offer a new AMI Boat Insurance policy from 14 December 2025, designed with your boat in mind.
Please note, for policies starting before 14 December 2025, customers will have an earlier Boat policy wording, and will automatically be provided the new AMI Boat policy at their next renewal.
To ensure you have the right cover for your needs, call our dedicated support team on 0800 801 202 if:
Some key cover differences:
Our cover may be different to what you had with Aon, so please check your policy wording carefully to see what you’re covered for. Some important points to note include:
Your sum insured amount
If your boat is damaged beyond repair, we’ll pay the sum insured amount, or the market value of the boat at the time of the incident (whichever is less). So, it’s important your sum insured is kept up-to-date to reflect the current market value of your boat. If you’re not sure what to insure it for, give us a call.
Manage insurance online, anytime
Our AMI app and My AMI online account offer 24/7 support and have plenty of features that make managing your insurance easy.
We’re excited to offer a new AMI Trailer Insurance policy from 14 December 2025, designed with your trailer in mind.
Please note, for policies starting before 14 December 2025, customers will have an AMI Caravan and Trailer Insurance policy wording and will automatically be provided the new AMI Trailer policy at their next renewal.
To ensure you have the right cover for your needs, call our dedicated support team on 0800 801 202 if:
What we will pay for a total loss
If your trailer is damaged beyond repair, we’ll pay the sum insured amount, or the market value of the trailer at the time of the incident (whichever is less).
So, it’s important your sum insured value is kept up-to-date to reflect the current market value of your trailer. If you’re not sure what to insure it for, give us a call.
Manage insurance online, anytime
Our AMI app and My AMI online account offer 24/7 support and have plenty of features that make managing your insurance easy.
We’re excited to offer a new AMI Motorhome Insurance policy from 14 December 2025, designed with your motorhome in mind.
Please note, for policies starting before 14 December 2025, customers with earlier AMI MotorHome cover, will automatically be provided the new AMI Motorhome policy at their next renewal.
To ensure you have the right cover for your needs, call our dedicated support team on 0800 801 202 if:
Get in touch with our team for AMI Roadside Rescue for your motorhome (only available for vehicles 3.5 tonne Gross Laden Weight or less).
What we will pay for a total loss
If your motorhome is damaged beyond repair, we’ll pay the market value or your sum insured (whichever is less). So, it’s important your sum insured is kept up-to-date and is enough to replace your motorhome. Get in touch if you’d like to check what cover you have or to change the amount your motorhome is insured for.
Manage insurance online, anytime
Our AMI app and My AMI online account offer 24/7 support and have plenty of features that make managing your insurance easy.
We’re excited to offer a new AMI Caravan Insurance policy from 14 December 2025, designed with your caravan in mind.
Please note, for policies starting before 14 December 2025, customers will have an AMI Caravan and Trailer Insurance policy, and will automatically be provided with the new AMI Caravan policy at their next renewal.
To ensure you have the right cover for your needs, call our dedicated support team on 0800 801 202 if:
Some key cover differences:
Our cover may be different to what you’ve had with Aon so please check your policy wording carefully to see what you’re covered for. Some important points to note include:
Your sum insured amount
If your caravan is damaged beyond repair, we’ll pay the sum insured amount, or the market value of the caravan at the time of the incident (whichever is less). So, it’s important your sum insured value is kept up-to-date to reflect the current market value of your caravan. If you’re not sure what to insure it for, give us a call.
Manage insurance online, anytime
Our AMI app and My AMI online account offer 24/7 support and have plenty of features that make managing your insurance easy.
To ensure you have the right cover for your needs, call our dedicated support team on 0800 801 202 if:
Some key differences:
Our cover may be different to what you’ve had with Aon, so here are some important differences to note.
*To qualify, you’ll need to choose a sum insured that is equal to or greater than the estimate provided by the Sum Sure Calculator.
Manage insurance online, anytime
Our AMI app and My AMI online account offer 24/7 support and have plenty of features that make managing your insurance easy.
Install AMI app to manage Home insurance
To ensure you have the right cover for your needs, call our dedicated support team on 0800 801 202 if:
Manage insurance online, anytime
Our AMI app and My AMI online account offer 24/7 support and have plenty of features that make managing your insurance easy.
Install AMI app to manage
Contents insurance
Your insurance offer
To cover your lifestyle needs, your AMI insurance offer is made up of:
*The AMI Rural Material Damage policy covers lifestyle buildings, their contents, and produce not covered by the AMI Home or Contents policies. It includes automatic extensions like artificial windbreaks, fences, and refrigerated supplies, with optional add-ons for items like animal feed, livestock, and buildings under construction. Check the policy for full details.
Getting the right cover
To ensure you have the right cover for your needs, call our dedicated support team on 0800 801 202 if:
Note: there are other optional extensions included in our Rural Material Damage policy for you to review.
Install AMI app to manage
Lifestyle insurance
To ensure you have the right cover for your needs, call our dedicated support team on 0800 801 202 if:
Manage insurance online, anytime
Our online account and My AMI app offer 24/7 support and have plenty of features that make managing your insurance easy.
Install AMI app to manage
Landlord's insurance
We adhere to the Fair Insurance Code, and we're focussed on what's best for you.
We have an AA financial strength rating, which is your reassurance we have a “very strong” claims paying ability and will be there for you should you need us.
Please click here for more information on our Financial Strength Rating.
If it’s a product currently arranged through Aon, we can help you set up a new AMI policy at any time. To ensure continuous cover, your AMI policy should be confirmed and active before you cancel your existing policy. To get started, give us a call on 0800 801 202. Once your AMI policy is in place, please contact your Aon broker to arrange cancellation of the current policy. If you’d prefer to wait, we’ll be in touch with more information closer to the expiry date of your current policy.
At this stage you can only see active vehicle, home, contents or landlord’s policies in your online account, but we’re working towards getting all policies in the one place. Some policies are held on different policy systems depending on their type. This means they may look slightly different. However, you can rest assured that the details reflect the policies you have with us.
We are gradually removing instalment payments through internet banking as an option.
There’s a number of ways you can pay. You can pay by instalments for these policies by setting up a direct debit. Direct debit is the easiest way to pay for your insurance, and if this is an option you would like to go ahead with then we can set it up over the phone, or you’re able to set it up online by visiting ami.co.nz/pay.
Texts from us about your policy will come from either 3866 or 4224. If you need assistance, we can review texts with you.
If we need to contact you via SMS text, we will never ask you to disclose your personal information or payment details via text message and we will always include your name and/or our 0800 number(s).
