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Ways to save

Supporting our customers

There are many ways you can save on your insurance while ensuring you stay insured and protected. Each customer’s situation is unique, so we offer a range of tools to support customers who are having difficulty paying their premiums.

Ways to save

If you need help reducing your premiums, please get in touch. Our team will work through a review of your insurance to find tailored solutions to suit your needs. Here are some of the ways you can save.

  • Reduced cover for vehicles

    For lower value vehicles you could consider changing the type of cover on the vehicle to Third Party Fire and Theft or Third Party Only liability cover. If your vehicle is not in use, you may be eligible for parked-up vehicle cover.

  • Change your payment frequency

    Changing your payment frequency from annual to monthly can help spread your premium throughout the year, but if you wish to pay quarterly or monthly, a higher premium is charged than when you pay a lump sum annual premium.

  • Review your eligibility for discounts

    If you have more than one type of insurance with us you may be eligible for a multi policy discount. Find out more

  • Change your excess

    Ask about our excess options. Opting for a higher excess may help lower your premium. Conditions apply.

  • Review your cover

    Do you have optional add-ons on your insurance? It’s good to review these to ensure they are still relevant for you. If you don’t need them, removing them may help reduce your premium.

    For vehicle insurance, review your vehicle value as shown on your policy schedule. Your car may be worth less than it’s currently insured for. Aligning your vehicle value with what your vehicle is worth may help reduce your premium.

  • Remove under 25-year-old drivers on private motor vehicles

    Having drivers aged under 25 included on your policy may affect your premium. If they no longer need to be on your policy, removing them can help reduce your premium.