Renters Insurance for your kids

They can get up to $10,000 worth of contents cover for no more than $26 a month for the first year

Get a quote

Are your kids renting?

If so, it's important that they have cover for their stuff. With AMI Renters Insurance, they can get up to $10,000 worth of cover and pay no more than $26 a month for the first year. This means that they can cover the stuff you bought them - that precious new iPhone or laptop. They’ll even be covered if they accidentally damage someone else’s property.

What do they get?

$26 icon

$26 a month

With AMI Renters Insurance, they can get up to $10,000 worth of cover for their stuff for no more than $26 a month for the first year.

New icon

Highest level of cover

With Renters Insurance they'll get our highest level of cover. This means that most of the things they own will be repaired or replaced brand new, no matter how old they are.* This is also known as ‘New for old’.

Multi icon

Student Multisaver discount

Save even more if they take out Young Drivers Insurance with us too, and get a multi-policy discount.

Online contents claims

Online claims

Make a claim online for your contents plus track open claims in your online account. You can also upload receipts, photos and documents. It’s all in the one place where you can access it.

More icon

More than just their stuff

As a renter, they're covered when accidents happen outside their home. If they accidently lose control of their supermarket trolley and it runs into somebody's car, we'll cover their legal liability.

Cover icon

Cover in and out of their home

A renter with Renters Insurance will have their stuff covered at home or when they're out and about.

*Repair or replacement on most household items and market value cover for clothing and footwear, household linen, bikes, sports and camping equipment, carpets over 10 years old, your jewellery or watch (limited to $3,000 per item if not specified) and computer software.

How can they get Renters Insurance?

You can get them a quote for Renters Insurance online now. You’ll need to answer some questions about the property, such as what year it was built and what it’s made of. If you get stuck, visit to find this information.

Get a quote

Or if you would rather speak to us about getting a quote, please try one of these options:

Phone icon
Call us on 0800 100 200
Location icon
Or come and see us.
Find your nearest store

What do you need to know about Renters Insurance?

  • What is Renters Insurance?

    Renters insurance covers the stuff you own, such as your phone, laptop, clothes, etc. Not only that, but you get other great cover. Check out the policy wording for more information.

  • How much does Renters Insurance cost?

    We know how expensive renting can be, so AMI Renters Insurance is designed to save you money. To get up to $10,000 worth of cover, we'll make sure that you won't pay more than $26 a month for the first 12 months.

    However, if you think $10,000 isn't enough for you, you can increase this amount to a cover that suits your needs. Your monthly premium may be more than $26 a month if you decide to get more cover.

  • I'm not a renter. Can I still get this cover?

    Of course you can. This is available to anyone who thinks the level of cover would be suitable for them.

  • What happens if I need to make a claim?

    As always, you'll need to pay an excess - it's a one-off amount you have to pay each time you make a claim, before your insurance looks after your claim. With AMI Renters Insurance, you'll need to pay a $500 excess for each claim you make. There may be some cases where you won't have to pay an excess. Give us a call or pop into an AMI store to learn more.

  • Where can I find the age of the house I rent?

    You can find this out by visiting

You may also be interested in

Young Drivers insurance

Find out more

Motorcycle insurance

Find out more

Simple Life insurance

Find out more