AMI has been protecting Kiwis for over 90 years. We're one of New Zealand's most trusted insurers, receiving the Reader's Digest Highly Commended Trusted Brand award for eight years running.
As a renter, it's important to have cover for your stuff. With AMI Renters Insurance, you can get up to $10,000 worth of cover for your stuff and pay no more than $32 a month for the first year.* This means you can cover the stuff that you can't live without - this could be your precious new iPhone, laptop or TV.
*If you’re a renter and want Renters Insurance, you can get $10,000 worth of cover, with an excess of $500 and pay no more than $32 a month for the first year.
You can get a quote and buy Renters Insurance online now. You’ll need to answer some questions about the property you rent, such as what year it was built and what it’s made of. If you get stuck, visit homes.co.nz to find this information.Get a quote
Renters Insurance covers your personal belongings such as your phone, laptop, furniture, clothes, cosmetics and sports equipment.
With Renters Insurance you get an AMI Advanced Contents policy which provides our highest level of cover, at a set sum-insured of $10,000. This means you are covered for up to $10,000.
Renters Insurance also provides cover for any damage you may cause to someone else’s property. For example, if you accidentally drop a vase in an antique shop) we will pay any costs you are legally required to pay, up to a value of $1 million. (This is sometimes called Legal Liability or Third Party Cover).
If the house you live in is damaged or destroyed, we will pay reasonable temporary accommodation costs for you, your family and your pets while your house is uninhabitable for up to 12 months (or up to 25% of your sum insured).
Optional cover, like Matching Carpet Cover, or Bike Cover, can also be added to your policy for an additional cost.
Check out the policy wording for more information.
We know how expensive renting can be, so AMI Renters Insurance is designed to save you money. To get up to $10,000 worth of cover, with an excess of $500, we'll make sure that you won't pay more than $32 a month for the first 12 months
However, if you think $10,000 isn't enough for you, or you want to select a different excess level, your monthly premium may be more than $32 a month.
Of course you can. This is available to anyone who thinks $10,000 worth of contents cover would be suitable for them.
As always, you'll need to pay an excess - it's a one-off, set amount you have to pay each time you make a claim.
With AMI Renters Insurance, you'll need to pay a $500 excess for each claim you make. There may be some cases where you won't have to pay an excess. Give us a call on 0800 100 200 to learn more.
You can choose different excesses when taking out insurance cover. Choosing a lower or higher excess will alter your premium.
You can find this out by visiting homes.co.nz.