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Renters Insurance

Get up to $10,000 worth of cover for no more than $26 a month.*

*For the first year.

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Do you need Renters Insurance?

As a renter, it's important to have cover for your stuff. With AMI Renters Insurance, you can get up to $10,000 worth of cover for your stuff and pay no more than $26 a month*. This means you can cover the stuff that you can't live without - this could be your precious new iPhone, your fancy camera or even your favourite watch.

*For the first year.

How much stuff do you have?

The cost of your stuff quickly adds up.
Use our calculator to get an idea on how much cover you might need.

Drag and drop objects into the room and select their approximate value.

To remove an object, click and drag it out of the room.

Total $0

     
     

      Your total contents value is more than $10,000

      It looks like you may have more than $10,000 worth of stuff.
      Don’t worry, you can still get Renters Insurance. Get a quote to find out much it would be per month.

      Get a quote

      All above items are covered for full repair or replacement value – i.e. up to the cost of buying a brand new replacement item. * Areas that you can have items listed as specified items. This calculator is to help you get an idea on the worth of your belongings. The values listed are indicative only, as at February 2013 and do not constitute a recommendation or financial advice. Make sure you assess your own situation when completing this contents checklist.

      What do you get?

      $26 icon

      $26 a month

      With AMI Renters Insurance, you can get up to $10,000 worth of cover for your stuff for no more than $26 a month for the first year.

      New icon

      Highest level of cover

      With Renters Insurance you’ll get our highest level of cover. This means that most of the things you own will be repaired or replaced brand new, no matter how old they are. This is also known as ‘New for old’.

      Multi icon

      Student Multisaver discount

      Save even more if you take out Young Drivers Insurance with us too, and get a multi-policy discount.

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      AMI App

      • Great offers just for AMI customers
      • Login to your online account and view your policy documents
      • Make a claim
      More icon

      More than just your stuff

      As a renter, you're covered when accidents happen outside your home. If you accidently lose control of your supermarket trolley and it runs into somebody's car, we'll cover your legal liability.

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      Cover in and out of your home

      A renter with Renter's Insurance will have their stuff covered at home or when they're out and about.

      How can you get Renters Insurance?

      If you’re a renter and want Renters Insurance, you can get up to $10,000 worth of cover for no more than $26 a month.*

      *For the first year.

      You can get a quote and buy Renters Insurance online now. You’ll need to answer some questions about the property you rent, such as what year it was built and what it’s made of. If you get stuck, visit homes.co.nz to find this information.

      Get a quote



      Or if you would rather speak to us about getting a quote, please try one of these options...

      Phone icon
      Call us on 0800 100 200
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      Or come and see us.
      Find your nearest store

      What do you need to know about Renters Insurance?

      • What is Renters Insurance?

        We understand that renters need their stuff covered too. AMI now offers Renters Insurance which allows you to cover the stuff that's most important to you.

      • How much does Renters Insurance cost?

        We know how expensive renting can be, so AMI Renters Insurance is designed to save you money. To get up to $10,000 worth of cover, we'll make sure that you won't pay more than $26 a month for the first 12 months.

        However, if you think $10,000 isn't enough for you, you can increase this amount to a cover that suits your needs. Your monthly premium may be more than $26 a month if you decide to get more cover.

      • I'm not a renter. Can I still get this cover?

        Of course you can. This is available to anyone who thinks the level of cover would be suitable for them.

      • What happens if I need to make a claim?

        As always, you'll need to pay an excess - it's a one-off amount you have to pay each time you make a claim, before your insurance looks after your claim. With AMI Renters Insurance, you'll need to pay a $500 excess for each claim you make. There may be some cases where you won't have to pay an excess. Give us a call or pop into an AMI store to learn more.

      • Where can I find the age of the house I rent?

        You can find this out by visiting homes.co.nz.

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