Make sure your new house-to-be is covered for accidental loss or damage during the build.
Your house insurance may not cover your renovations. Get cover for accidental loss or damage when you’re renovating, living in the house and you already have house insurance with us.
Get cover for accidental loss or damage when your house is being renovated, no one is living in it and you haven’t got house insurance.
What do you get?
This protects the part of the house that is being worked on. Your house policy may not cover you while you’re making alterations, so this is a good idea if you’re carrying out alterations to an existing house.
We'll cover you for any loss or damage to building materials on your building site, including those supplied by your contractor.
We'll cover you for any loss or damage to building materials while they're being transported to your building site.
If you need to do rebuilding work after a loss or damage covered by this policy, we'll pay for the services of an architect, engineer or other consultant.
Sometimes it's important not to hold up construction. If your partially built house is damaged, but you still need to finish building on time, we can pay for overtime labour costs, as well as express delivery or airfreight costs for materials you need to repair the damage quickly.