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House insurance

Protect what’s important with AMI house insurance

Get more benefits with AMI house insurance

  • AMI multisaver

    Designed to save you money with worthwhile premium discounts.

  • AMI app on device

    AMI app

    Access some great offers and features that’ll make managing your insurance easier.

  • AA- strength rating

    We have an AA- strength rating. This means we have a ‘Very Strong' claims paying ability.

Your house insurance options

  • Premier house

    Premier House Cover is a replacement policy that includes great extras. Save time and do it online - get a quote and buy online today.
  • Market value house

    If your house is damaged or destroyed we will either repair the damage or pay you its market value (excluding land) at the time of the damage. We will pay up to the limit you choose as the sum insured.

    Call for a quote 0800 100 200
  • Rental property insurance

    Protect what’s important with AMI Rental insurance. Save time and do it online - get a quote and buy Premier rental cover today.


    Find out more

Compare house insurance options

Repair or replacement up to Sum insured amount
Sudden and accidental loss
Temporary accommodation
Hidden gradual damage
Personal liability for damage to someone else’s property
Keys and locks (excess free)
Retaining walls
Recreational Features
Download a copy of your house policy documents
PDF  
Exclusions and limitations apply. Talk to us about these or refer to the full policy document.
Find out more
Call for a quote
0800 100 200
or email the AMI Team
  • Building a house?

    AMI House construction insurance provides cover for accidental damage or loss to your house while it is being built or altered.

    Call for a quote 0800 100 200
  • House insurance has changed

    To calculate the likely cost of rebuilding your house, need2know.org.nz/ami where you’ll find an easy-to-use calculator that can help you estimate the likely cost of rebuilding your house.

  • Canterbury checklist

    Buying or selling a house is one of the most important events in your life. There are lots of things to think about, and insurance is one of them. So here are some helpful checklists.