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Standard contents insurance

Call for a quote on 0800 100 200

Our economy option, Standard contents insurance, provides you with market value cover for damage to most household contents due to a limited range of events.

What is covered?

  • Market value cover for theft
  • Market value cover for fire, storm & flood
  • Cover if you damage someone else's property (up to $1 million)
  • Cover for jewellery (limited to $500 per item if not specified)
  • Earthquake top-up cover
  • Temporary accommodation costs
  • Cover for business equipment (up to $1,500)
  • Cover for canoes and small watercraft (up to $500)

Optional cover

  • Nationwide cover for personal effects away from home.

Pay only one excess

  • If you have both your house and your contents insured with AMI, and both are damaged due to the same event (eg. if there's a fire) you will only have to pay one excess.

Premium discount

  • Generous premium discount if you choose a higher excess. Just ask and we'll show you how much you could save.

This gives only a brief summary of the AMI Premier Contents cover. Please refer to the policy wording for full details. Download the Standard contents policy document.

Other cover options

Advanced contents

Check out our highest level of contents insurance.

Get a quote

Premier contents

A limited-replacement cover option that also includes a great range of bonus covers.

Get a quote

Call for a quote

Call us on 0800 100 200
or visit any local AMI branch.