Standard contents insurance
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Our economy option, Standard contents insurance, provides you with market value cover for damage to most household contents due to a limited range of events.
What is covered?
- Market value cover for theft
- Market value cover for fire, storm & flood
- Cover if you damage someone else's property (up to $1 million)
- Cover for jewellery or watch (limited to $500 per item if not specified)
- Earthquake top-up cover
- Temporary accommodation costs
- Cover for business equipment (up to $1,500)
- Cover for canoes and small watercraft (up to $500)
Optional cover
- Nationwide cover for personal effects away from home.
Pay only one excess
- If you have both your house and your contents insured with AMI, and both are damaged due to the same event (eg. if there's a fire) you will only have to pay one excess.
Premium discount
- Generous premium discount if you choose a higher excess. Just ask and we'll show you how much you could save.
This gives only a brief summary of the AMI Premier Contents cover. Please refer to the policy wording for full details. Download the Standard contents policy document.
Other cover options
Premier contents
A limited-replacement cover option that also includes a great range of bonus covers.Get a quote