Up to $10,000 worth of cover for your tools and equipment.
Cover for accidental damage to tools and equipment anywhere in New Zealand.
Cover for if your tools and equipment are stolen from a locked building or vehicle.
If you employ anyone, get up to $5,000 cover for their tools of trade and belongings while they’re on the job.
Natural disaster damage. Add cover for damage to your insured belongings caused by natural disaster.
Theft cover. Add cover for tools or equipment that are stolen from an unlocked vehicle or job site.
Up to $2 million to cover costs you’re legally responsible to pay for accidental injury to a person and damage to someone else’s property while working.
Cover for costs you are legally responsible to pay for damage to underground cables, pipes, and other underground facilities.
Cover for defense costs for any civil legal action taken against you.
Up to $100,000 towards costs you are legally responsible to pay for damage to property being lifted, lowered, or conveyed by a crane you are operating.
Property being worked on. Cover for costs you are legally responsible to pay for damage to property being worked on by you/your business, not owned by you.
Support from business insurance experts and a multilingual team.
We adhere to the Fair Insurance Code, giving you peace of mind that we’re focused on what’s best for our customers.
We’ve got the highest financial strength rating of all New Zealand’s general insurers (AA- Very Strong), which is your reassurance we’ll be here when you need us.
We understand that your ute or van is one of the most important assets for your business to run smoothly. So, it’s important to ensure its protected. Our business vehicle policy covers you for accidental damage plus a range of automatic extensions*.
If you’ve got employees, you might want to consider Employers Liability cover. This policy covers any costs you’re liable to pay if one of your employees sustains an injury on the job that’s not covered by ACC.
Statutory Liability covers you if you accidentally breach legislation. It covers your legal defense costs and certain fines you may face.
*Not all automatic extensions are available under every policy type (Comprehensive, Third Party Fire & Theft and Third Party Only). See Policy Wording for full details.