Our Premier contents cover provides you with repair or replacement cover for your major household items under specified age limits. Other possessions are covered for market value.
Repair or Replacement*
for items under 10 years old that are stolen from or damaged at your home:
for items under 5 years old:
*If any item covered for Replacement is damaged, we'll pay to repair it to a condition as near as possible to its condition immediately prior to the loss. If an item is stolen and not recovered or damaged beyond repair you'll receive a brand-new replacement item or a cash settlement.
Market value cover for:
(limits may apply)
*Spectacles, dentures or hearing aids lost or damaged while away from the home are covered for replacement provided they are under 5 years old
Download the contents insurance checklist.
It will help make it easy for you to check your cover. Take a walk around your house and fill it in, then calculate what it could cost to replace your belongings.
Download the Premier contents policy document
This gives only a brief summary of the AMI Premier contents cover. Please refer to the policy wording for full details.Get a quote
What is covered?
If you have a small watercraft valued more than $500, contact us to arrange cover.
This information is intended as a guide only. Please Download the Premier contents policy document for more information and to see the policy wording.
Up to $250 worth of cover to replace lost keys and their locks if you don't have this cover under your house policy. No excess will apply.
If your credit or debit card is lost or stolen, we will reimburse you for any illegal use, up to a maximum of $1,000.
if you choose a higher excess. Just ask us and we'll show you how much you could save.
*As long as you cannot recover the loss from anyone else, e.g. your bank.