What do you get?

We understand that your bike is worth a lot to you. That’s why we now offer optional bike cover with our Advanced Contents Insurance. This means that you’ll get replacement value for your bike if you crash whilst riding or racing^, or it’s stolen from a secure building or car.

  • Cover for racing

    Cover for racing

    Some insurers won’t cover you when you ride your bike in a race. AMI Bike cover does, so if you accidentally crash, we’ll repair or replace your bike.^

  • Cover for theft

    Cover for theft

    If your bike is stolen from your locked car or secure building (house, garage or office), we’ll replace your bike for the agreed value.

  • Cover for your stuff

    Cover for your stuff

    AMI Bike cover is an optional add-on to your AMI Advanced Contents policy. So you’ll have peace of mind, knowing stuff other than your bike is covered too.*

  • More than just your bike

    More than just your bike

    If you accidentally lose control of your bike and it runs into somebody’s car or property, we’ll cover your legal liability.

  • AMI app

    AMI app

    • Great offers just for AMI customers
    • Login to your account and view your policy documents
    • Make a claim
  • AMI Multisaver

    AMI Multisaver

    Save even more if you have another policy with us.

What else do you need to know?

Agreed value

We understand that your bike may be worth a lot. AMI now offers an optional cover that means if you accidentally crash your bike or it’s stolen, we’ll replace it for the agreed value – not the market value.

How much does it cost?

To get AMI Bike cover, you need to first have an AMI Advanced Contents policy with us.

AMI Bike cover then costs an additional 5% of your bike’s value each year. So if your bike costs $5,000, it’ll cost $250 a year to cover.

When would your bike not be replaced?

When you make reasonable efforts to lock and secure your bike, you’d be covered for replacement value. e.g. If your bike is stored in your locked car or a secure building, you’d receive replacement value. If your bike is locked outside in the open (i.e. a lamp pole) and is unattended, or is secured on your bike rack or left in an unsecure building, you would only receive market value.

Are eBikes covered?

Yes of course, we cover both road cycles and electric cycles too.

How can you get AMI Bike cover?

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Call us on 0800 100 200
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Or come and see us.
Find your nearest store

^Cover for racing only applies to recreational riders. AMI Bike cover does not extend to customers who are sponsored or receiving a financial benefit for participating.

*Repair or replacement on most household items and market value cover for clothing and footwear, household linen, sports and camping equipment, carpets over 10 years old, your jewellery (limited to $1,000 per item if not specified) and computer software.