Retiring or downsizing?

Get up to $10,000 worth of cover for no more than $26 a month.*
*For the first year.

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Do you need contents insurance?

If you’re downsizing, it’s still important to have cover for the things you love. With AMI’s contents insurance, you can get up to $10,000 worth of cover for your belongings and pay no more than $26 a month*. We also cover your legal liability, so if your runaway shopping trolley crashes into someone’s car or you accidentally stand on your friends spectacles, you’ll be covered.

*For the first year.

What do you get?

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$26 a month

With AMI’s contents insurance, you can get up to $10,000 worth of cover for your belongings for no more than $26 a month for the first year.

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Highest level of cover

With contents insurance you’ll get our highest level of cover. This means that most of the things you own will be repaired or replaced brand new, no matter how old they are.^ This is also known as ‘New for old’.

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Cover in and out of your home

AMI’s contents insurance will cover your belongings at home or when you’re out and about.

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More than just your belongings

You’re covered when accidents happen outside your home. If you accidently lose control of your supermarket trolley and it runs into somebody’s car, we’ll cover your legal liability.

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AMI Multisaver

Save even more if you have another policy with us.

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  • Great offers just for AMI customers
  • Login to your online account and view your policy documents
  • Make a claim

^Some exceptions apply, for example, we do not repair or replace on a ‘new for old’ basis clothing, footwear, linen, bicycles, sporting or camping equipment or computer software.

How can you get contents insurance?

You can get a quote and buy online now. You’ll need to answer some questions about the property you live in, such as what year it was built and what it’s made of. If you get stuck, visit to find this information.

Get a quote

Or if you would rather speak to us about getting a quote, please try one of these options...

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Call us on 0800 100 200
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Or come and see us.
Find your nearest store

What do you need to know about contents insurance?

  • What is contents insurance?

    Contents insurance covers the stuff you own, such as your TV, furniture, personal effects, etc. Not only that but you get other great cover, such as legal liability, food spoilage, and more. Check out the policy wording for more inforamtion.

  • How much does AMI’s contents insurance cost?

    We know how expensive living costs can be, so AMI’s contents insurance is designed to save you money. To get up to $10,000 worth of cover, we’ll make sure that you won’t pay more than $26 a month for the first 12 months.

    However, if you think $10,000 isn’t enough for you, you can increase this amount to a cover that suits your needs. Your monthly premium may be more than $26 a month if you decide to get more cover.

  • What happens if I need to make a claim?

    As always, you’ll need to pay an excess – it’s a one-off amount you have to pay each time you make a claim, before your insurance looks after your claim. For a $10,000 sum insured, you’ll need to pay a $500 excess for each claim you make. There may be some cases where you won’t have to pay an excess. Give us a call or pop into an AMI store to learn more.

  • Where can I find the age of the house I live in?

    You can find this out by visiting

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