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TotalCareMax

Call us on 0800 100 207

Taking care of what's important

You've worked hard to create a lifestyle for you and your family, and we understand how important it is to protect it. AMI TotalCareMax offers you a range of protection, so you can get the helping hand you need - when you need it.* And, it comes with a 15 day money-back guarantee.

Choose between

  • Life cover – which can help with a lump sum payout for your family if you die
  • Living assurance – which provides a lump sum claim payment if you or your children suffer from one of over 40 serious medical conditions.
  • Mortgage and income protection – provides an income to help cover your mortgage instalments, rent payments or other expenses if you can’t work because of serious illness, injury or redundancy.

Need any help?

Call us on 0800 100 207
or email    life@ami.co.nz

Life Cover

Protecting your nearest and dearest

AMI TotalCareMax Life Cover can help with a lump sum payout for your family if you die.You can choose to pay as little as $15 a month, or you can choose a specific amount of cover up to $1 million. It can help with the following:

It can help with the following:

  • Repaying the mortgage - the funds could help pay off your home loan
  • Day-to-day living expenses - so you can keep up with daily expenses like food, clothes and school fees
  • Raising children - so they have a better chance at getting the upbringing you'd want for them
  • Protecting retirement savings - reducing the risk of your nest egg being put in jeopardy
  • Funeral expenses - reducing the need for your family to pay for the cost of a funeral themselves.

Mortgage and Income Protection

Cover for the life you’re living

AMI TotalCareMax Mortgage and Income Protection provides an income to help you cover your mortgage, rent payments, or other expenses so you and your family aren't left without a roof over your heads.

Choose between:

  • Protecting your mortgage - you’ll receive an income to help cover your mortgage instalments if your earning capacity is seriously affected
  • Protecting your income - you’ll receive an income for expenses like rent if your earning capacity is seriously affected.

Living assurance

This plan provides a lump sum claim payment if you or your children suffer for over 40 serious medical conditions (including cancer, heart attack and stroke) and a partial payment for 17 conditions helping you to cope with the physical and emotional effects on your lifestyle, family and work.

Here are some of the things it can help with:

  • Financial survival - by eliminating or reducing debt, helping to supplement your earnings as you return to work, or by boosting your retirement savings
  • Treatment expenses - by exploring alternative treatment options without putting a severe strain on your finances.

*Please refer to the AMI TotalCareMax product summary to see what's covered.

AMI Life Insurance products are underwritten by Sovereign Assurance Company Ltd. AMI Insurance Ltd receives a commission in relation to the policy. It is not the insurer and does not guarantee Sovereign.