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Accident insurance

A simple plan to help your family cope

Get your first month's cover FREE

We hope it never happens to you. But fatal accidents are more common than any of us realise. Which is why it's so important to put a plan in place now.

AMI Accident insurance gives your family a lump sum to spend on whatever they need if you die in an accident. Just knowing that things like mortgage repayments, school fees and general day-to-day expenses can be covered could really help.

Why AMI Accident insurance could be right for you

Call for a quote
0800 100 207


This information is intended as a guide only. For full details of what's not covered, please refer to your AMI Accident insurance policy wording.
Download the AMI Accident insurance policy document. Alternatively, you can find more information in our Accident insurance brochure.

What's covered, what's not

We'll pay out a lump sum if you die as a result of an accident, except where the cause of death was something not covered by the policy, such as:

  • any illness, disease or degenerative condition
  • warlike activities
  • suicide or self-inflicted injury
  • participation in any illegal or criminal act
  • mountaineering, racing in any motor-propelled conveyance or participating in any professional sport
  • travelling in an aircraft or any aerial device other than as a fare paying passenger

For full details of what's not covered, please refer to your AMI Accident insurance policy wording.
Download the Accident policy document, or alternatively download our Accident insurance brochure.


The cover amount reduces by 50% if you're aged 75 or over when your accidental injury occurs.
*AMI Life insurance products are underwritten by Sovereign Assurance Company Ltd. AMI Insurance Ltd receives a commission in relation to the policy. It is not the insurer and does not guarantee Sovereign.