If something happened to you, would those you care about still be able to enjoy the good things in life? Life insurance gives you peace of mind, knowing that things are taken care of. AMI makes it easy to choose with two options, depending on where you're at in life.
Use our life insurance calculator to work out the right level of cover for you and your family.
You're young, you're free, and life insurance might be the last thing on your mind. But in fact, there's no better time to start. If you get sick or are made redundant, it can help you stay afloat.
When you tie the knot or move in together, you share more than a space – you share your finances too. That's why life insurance can be handy. If one of you gets sick or can't earn for a while, you know you'll have a back-up plan.
When you have children, everything changes – in the best way. So if you've never thought about life cover before, now's the time to do it. Then, even if you're not around any more, the most important people in your life will still be taken care of.
The children have flown the coop, and you're looking forward to putting your feet up. If you're lucky, the mortgage is almost paid off, but you've still got some living costs. Life cover can protect you and your partner and the life you've built together.
Your kids have lives of their own, and you've probably paid off the mortgage. So you may not need as much life cover as you used to. We can help make sure you have enough cover to take care of expenses, or to leave something behind for the family.
Here are some other options you might like to think about.
Would you like to talk to someone? Just give us a call on 0800 100 207
Life insurance helps to protect the lifestyle and future of your family and loved ones if you die. The policy pays a lump sum if you die or are diagnosed with a terminal illness (with less than 12 months to live).
Almost everyone will qualify for life insurance. In the unlikely event that your personal circumstances limit you from a full life insurance, there are less comprehensive ‘guaranteed acceptance' life products available, such as accidental death and funeral cover.
Everyone is different and has different needs. You need to consider how you can adequately meet your debts, to ensure that those you leave behind aren't burdened financially. While we are not able to provide advice on this website, you can use our ‘life insurance needs calculator' to help with your decision. If you buy life insurance online, there is a maximum limit of $1 million cover. Should you require a quote for more than this amount, please call 0800 782 835 so we can ensure you receive the right level of cover.
If you share responsibility for any financial liabilities such as children or a mortgage or if you would not manage financially if they were to die, then the answer is probably yes.
Once you have submitted your online application you'll have 15 days to make up your mind from the date you receive your policy documents. If during this time you decide that the policy is not right for you, simply return it to us and we'll cancel it and refund any premiums that may have been paid. After the first 15 days, you may cancel your policy at any time by sending us a written request.
AMI Life Insurance products are underwritten by Sovereign Assurance Company Ltd. AMI Insurance receives a commission in relation to the policy, it is not the insurer, and does not guarantee Sovereign.
The information on this website is general in nature and does not constitute financial advice, It does not take into account your individual circumstances. If you wish to consult a professional adviser, please call 0800 782 835.