We could all do with a simpler kinda life. Everything’s simpler when it’s all in one place. That’s why we’ve got Multisaver. If you bring your policies together, it could make managing your insurance easier and you could save too.

A way to simplify and save

  • Multi savings for you.

    By taking out more than one policy type with AMI, you could qualify for a Multisaver 2 or Multisaver 3 benefit, saving you a bundle. Keen to learn more? Talk to our team to see what our multi policy discount could mean for you.^

    ^Multisaver may not be applied to your existing policies until renewal.

  • Friendly service when you need it.

    Having your car, home and contents with us means our friendly team can sort everything with one phone call. You can also manage your insurance quickly in one place with My AMI, your online account. Want to make a claim at a time that suits you? Easy. You can claim online anytime.

  • Only one excess for one incident.

    Having multiple policies with AMI can also lighten the load at claim time. If you have your home, contents or even your car insured at the same address, and they are damaged in the same incident, such as a fire or flood, you'll only have to pay the highest excess.

The kind of benefits you'll love.

Car insurance

  • No Claim Bonus
    Good driving experience and claims history? Be rewarded with a lower premium. The longer it's been since you've claimed on your policy, the more you can save, up to the maximum No Claims Bonus.1
  • Transport home
    With AMI Comprehensive Car Insurance, we'll make sure you're not out-of-pocket for getting you and your passengers home if your car's been stolen or damaged in an accident.
  • Approved repair work guarantee
    With our AMI Comprehensive and Third Party, Fire and Theft Car Insurance we'll guarantee all repair work carried out by our approved repairers.
1Up to a maximum of 60%, and is applied to base premium amount (and not to government levies, GST or optional extensions). Find out more here.

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Contents insurance

  • Frozen food cover
    If your freezer accidentally stops working, we’ll cover the cost of any food that’s spoiled as a result.2
  • Business equipment cover.
    If you use items for business purposes, we’ll cover up to $1,500 if they’re lost or damaged, if you are not covered by another policy.
  • AMI Renters insurance
    Ideal if you don’t have heaps of stuff, but still want our highest level of contents cover.
2Cover is limited to $750 on Standard Contents Insurance.

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House insurance

  • Temporary accommodation - even for your pets
    If your house becomes unfit to live in because of a situation that’s covered by your policy, we’ll pay up to $20,000 or 12 months, whichever is lesser, for temporary alternative accommodation.
  • Hidden gradual damage
    We'll pay up to $1,500 to repair hidden gradual damage caused by leaking internal water pipes.3
  • AMI Landlord insurance
    We’ll cover your rental property from the risks of renting like theft or deliberate damage. You're even covered for lost rent if your rental property becomes unfit to live in.4
3Applicable excess will apply.
4Policy exclusions, conditions and limitations apply.

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