Calculating car insurance prices involves weighing up a number of things. Some are related to you (the driver), like the kind of car you own, where you live and other personal details that help us figure out your risk of having an accident.
Other factors affect everyone’s premiums equally. Things like more weather events and increased repair costs for high-tech cars. Once we've considered everything carefully, we do our best to keep insurance affordable. Check out the video for more on how we calculate car insurance premiums.
You can choose from three levels of car insurance cover to suit your needs and budget.
There are a few things you can do to reduce your car insurance premium:
If you’d like more support on how to reduce your premium, give us a call on 0800 100 200
and our friendly team will go through the options with you.