Girl snorkelling covered by AMI travel Insurance

Travel insurance

With AMI Travel Insurance, you and your family can be covered for many unexpected events while you're travelling overseas or within New Zealand. AMI Travel Insurance can take care of you and your holiday quickly, easily and at an affordable price.

15%** off travel insurance for existing AMI customers. Promo code: AMICUST
24/7 worldwide emergency assistance
Single trip or annual multi-trip
International or domestic travel
Tailored cancellation cover – only pay for the cover you choose*.

Exclusions and limitations apply. Talk to us about these or refer to the Policy Wording.

*International Plan I and Domestic Cancellation Plan C only.

**Discounts only apply to premiums for standard policies net of Government levies and GST (if applicable). Discounts do not apply to premiums for cover additional to standard policies or to any minimum premium.

You can look forward to great benefits with AMI Travel insurance

Summary of policy benefits International Plan I
Maximum benefit limits (per adult)
Domestic Plan D
Maximum benefit limits (per adult)
Domestic Cancellation Plan C
Maximum benefit limits (per adult)
Medical and dental expenses $unlimited +* up to $1,500 n/a
Additional expenses  $unlimited +0  up to $10,000  cover chosen#
Amendment or cancellation costs  cover chosen+^  $10,000  cover chosen#
Luggage and travel documents  up to $25,000-  up to $5,000- n/a
Delayed luggage allowance  up to $1,500 n/a n/a
Money  up to $500 n/a n/a
Rental car insurance excess  up to $10,000  up to $4,000 n/a
Travel delay  up to $2,000  up to $750 n/a
Resumption of journey  up to $5,000 n/a n/a
Hospital incidentals  up to $8,000 n/a n/a
Hijacking  up to $8,000 n/a n/a
Loss of income  up to $9,000+~ 
(up to $1,000 per month)
 up to $2,250~
(up to $250 per month)
Disability  up to $15,000+~  up to $10,000~ n/a
Accidental death  up to $15,000+~  up to $10,000~ n/a
Legal expenses  up to $10,000  up to $5,000 n/a
Personal liability  up to $2,500,000  up to $200,000 n/a

*  Medical cover will not exceed 12 months from onset of the medical condition. Medical and dental expenses cover is limited to $1,500 for treatment provided in New Zealand. This $1,500 sub-limit does not apply to Plan I Area 9.
+ For customers 70 years or over reduced maximum limits may apply. Limits will be shown on the Certificate of Insurance.
˄  Cover chosen applies per policy. See page 7 of the Policy Wording.
¯  Item limits apply. See page 7 of the Policy Wording.
# You can choose $200, $400, $600, $800 or $1,500.
~ The maximum liability collectively for Sections 12, 13 and 14, shall not exceed $15,000 on Plan I and $10,000 on Plan D.
°  Limits apply under part 6, section 2, sub-sections 2 and 6f of the Policy Wording. See pages 26–27 of the Policy Wording.

This is only a summary of benefits provided. Please refer to the Policy Wording for details of the cover provided. Please read the entire document carefully to understand what the relevant policy covers. Importantly, please note that conditions, exclusions, limits and sub-limits apply and this summary of benefits table may change at any time.


AMI Travel Insurance is underwritten by Great Lakes Reinsurance (UK) PLC trading as “Great Lakes New Zealand”. AMI Insurance Limited (“AMI”) is not the insurer. AMI receives a commission for the issue of AMI-branded travel policies arranged through Cover-More (NZ) Limited (“Cover-More”). Cover-More administers the policy and acts on behalf of Great Lakes New Zealand. AMI does not guarantee Great Lakes New Zealand or Cover-More.

Areas of travel

You will need to select the area of travel which you will spend the most amount of time in.
Read more

Existing medical conditions

You can seek cover for your existing medical conditions by completing a medical assessment during the quote process.
Read more

High value items

You can obtain extra cover for
specific items that exceed the
normal policy limits. A specified item is any item over the value of $1,500 that you would like covered under your policy.
Read more

Travel advisories

Find out more information about events that may affect you when you travel.
Read more

Travel tips

Our team of intrepid Kiwi travellers has come up with a list of handy travel tips to help make your holiday even better.
Read more

Emergency assistance

We offer emergency service 24/7 so we’re always here to help you.
Read more 

For complete information about the benefits, exclusions, and the circumstances under which the benefits are provided please read the Policy Wording carefully and consider these in light of your personal circumstances before buying a policy.

Download your Travel Policy Wording - [PDF]