With Market Value House Cover, if your house is damaged or destroyed we will either repair the damage or pay you its market value (excluding land) at the time of the damage. We will pay up to the limit you choose as the sum insured.
  • Market Value Cover
  • Cover if you damage someone else's property (up to $1 million)
  • Earthquake top-up cover
  • Cover for demolition costs

Optional

  • No excess for glass or sanitary fixtures
  • Optional lost rent cover

Pay only one excess

If you have both your house and your contents insured with AMI, and both are damaged due to the same event (eg. if there's a fire) you will only have to pay one excess.

Generous premium discounts if:

you choose a high excess

With AMI's house insurance policies you can choose from a range of excess options. Quite simply, the greater your excess, the lower your premiums.

you're over 55

If you're over 55, you can benefit from further premium discounts.

Just ask and we'll show you how much you could save.

 

Please note that certain conditions apply to the policy features listed above. Full details are set out in our policy documents, available from any branch, or by calling 0800 100 200. Some acceptance criteria may apply.

 

Another cover option

Premier House Cover

Our highest level of house cover.

 

Get a Market Value house policy document

The policy documents on this site are the current versions, for all customers.