Our Premier Rental Property cover provides full replacement for your rental house to the same floor area. If repair is possible, we'll pay to restore your rental house with no deduction made for wear and tear or age.
great extras included
- Professional fees, such as architects and surveyors' fees necessary for the repair or rebuild of your rental house
- Demolition and debris removal
- Removal of rental house contents , when necessary to carry out repairs
- Compliance with building legislation and regulations
- Cover if you damage someone else's property up to $1 million, including cover for damage to tenants property, up to $20,000
- Earthquake top-up cover
- Cover for paths and driveways
- Electrical current damage
- Gradual damage caused by internal water pipe leaks up to $1500
optional covers
Added protection for a slightly higher premium.
No excess for glass or sanitary fixtures
You won't have to pay an excess on claims for accidental breakage of windows, toilet bowls, hand basins, baths, and other sanitary fixtures.
Lost rent cover
If you want to protect your rental income, this option covers lost rent if your tenants are forced to move out because the house is damaged and unfit to live in. This option only applies when there is a valid claim for damage to your rental house. |
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With multisaver you save even more!
- If you insure your rental property, contents, and vehicle with us, you'll enjoy worthwhile multisaver savings on your overall premium.
- Pay all your insurance premiums with just one payment, saving you time and effort.
- Many other product combinations apply, just ask us how you can save.
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Theft or deliberate damage by tenants
This feature protects your rental house from tenant theft and deliberate damage.
If you have chosen 'optional rental house contents cover', your contents in your rental house are also covered for tenant theft and deliberate damage.
Cover under this option is limited to $3000.
Tenants vacating without notice
This can be a real problem for landlords so it makes sense to protect yourself. We will cover up to 8 weeks of the actual net rent you lose (not including any arrears) if your tenant leaves without giving the required notice.
Rental House Contents cover
This option provides limited 'defined perils' market value cover against major events such as fire and flood for things like your domestic furniture, carpets, drapes, and home appliances in your rental house.
You can choose the amount of market value cover up to $20,000 (Cover for more than $20,000, including accidental damage and limited replacement cover, can be arranged separately.).
Another cover option
An economical way to protect your rental property, based on its market value, and taking into account wear and tear
Get a Premier Rental Property policy document
The policy documents on this site are the current versions, for all customers..