Tailored cover - whatever your farming needs.

With an AMI farm or lifestyle block policy you can be sure you are getting exactly the kind of protection that suits your farming operation or lifestyle property. Simply choose the covers you need.

Farm building and structures

Market Value cover for damage (including earthquake) to farm buildings, stock yards, windmills, above ground tanks, silos, farm bridges, power or telephone poles, lines, underground water pipes, gas & sewage pipes.

Replacement cover is an option for farm buildings.

Farm plant and farm supplies

Replacement cover for farm plant up to 5 years old and farm supplies up to 3 years old.

Market Value cover for farm plant over 5 years old and farm supplies over 3 years old.

Fusion of electric motors

$2,000 cover for fusion of electric motors (including submersible pumps) with no limitation on motor size.

Mechanical breakdown of farm plant

Cover for breakdown of specified machinery.

Replacement cover for items up to 5 years old.

Market Value cover for items over 5 years old.

Fences and shelter belts

Baled hay, baled straw and silage

Farm produce

Cover for damage to farm produce including packaging materials.

Refrigerated farm produce

Cover for damage to refrigerated farm produce from accidental refrigeration stoppage.

Supply milk

Cover for contamination of supply milk.

Up to $250 cover for disposal costs.

Cover for non-collection due to natural disaster.

Livestock and horses

Cover for livestock on your property.

Cover for horses anywhere in New Zealand.

Cover for "stock worrying" caused by dogs.

Up to $250 cover for vet costs to prevent death.

Working farm dogs

Cover for accidental death of working farm dogs.

Up to $100 cover for vet costs to prevent death.

Farm money

Cover up to $1000.

Transported items

Cover for insured items while being transported in or on a vehicle anywhere in New Zealand.

Farm vehicles

Cover for damage to specified farm vehicles, including tractor tyres, No excess for headlight or window glass.

Cover for damage to other peoples' property.

Farming interruption

Cover for the costs of hiring substitute buildings, plant & farm vehicles to carry on farming after a claim.

Legal liability

Cover up to $2 million for accidental damage to someone elses' property, including your liability under the Forest & Rural Fires Act 1977.

Statutory fines and penalties

Cover up to $250,000 for legal defence expenses under the Health and Safety in Employment Act 1992, and fines imposed under the Resource Management Act 1991 and Building Act 1991, including legal defense expenses.

 

Get a Farm or Lifestyle Property policy document

The policy documents on this site are the current versions, for all customers.