Travel insurance

With AMI travel insurance you can travel the world with peace of mind knowing that you and your family are covered for most unexpected events while you’re overseas. Our specialised team is based in New Zealand which means you will be dealing with Kiwis, like you! AMI travel insurance can protect you and your holiday quickly, easily and at an affordable price.

15%* off travel insurance for existing AMI customers
24/7 worldwide emergency assistance
Overseas medical and accident cover
Cover for travel delays and missed connections
Cancellation cover starts the moment you buy your policy
Your baggage, personal effects, money and documents
are covered
Rental vehicle excess cover.

You can look forward to more benefits with AMI Travel insurance

Benefits Individual cover

Family cover

Section 1
Baggage and personal effects



Single item $1,500 $1,500
Cameras or portable electronic equipment $2,500 per item $2,500 per item
Emergency personal effects $1,500 per item $1,500 per item
Money $750 $1,500
Documents $3,000 $3000
Section 2
Medical and related expenses

Reasonable costs

Reasonable costs

Hospital allowance $150 a day,
max $4,000, no excess
$150 a day,
max $4,000, no excess
Emergency dental treatment $1,500 $1,500
Follow-on medical treatment in New Zealand in New Zealand up to 12 months after the return date $1,500 $1,500
Accompanied traveller (conditions apply) Reasonable costs Reasonable costs
Section 3 – Disrupted travel    
Loss of deposits $100,000 $200,000
Travel delay $5,000 $5,000
Missed connection Reasonable costs Reasonable costs
Additional travel Reasonable costs Reasonable costs
Early return Reasonable costs Reasonable costs
Resumed travel Economy fare Economy fare
Section 4
Disablement and death

$100,000 per person aged 16 years and over
$10,000 per person aged less than 16 years Maximum
$100,000 in total

$100,000 per person aged 16 years and over
$10,000 per person aged less than 16 years Maximum
$200,000 in total

Funeral costs $20,000 $20,000
Section 5
Personal liability



Legal defence costs $5,000 $5,000
Rental car excess (with $300 excess)


Section 6 – Additional benefits    
Terrorism - medical and repatriation expenses $250,000 with no excess $250,000 with no excess
Extended journey up to 3 months up to 3 months
Search and rescue $10,000 $10,000
Hijack distress $500 per person for every 24 hours up to $10,000 in total with no excess $500 per person for every 24 hours up to $10,000 in total with no excess

Exclusions and limitations apply. Talk to us about these or refer to the full policy document.


*Discounts apply to AMI premium net of Government levies and GST and other discounts (if any). Note that discounts may be impacted by a minimum premium, should this apply.

Plans and destinations

With AMI you can select the plan that covers all destinations you will be visiting, including stopovers longer than 24 hours.
Read more

Pre-existing medical conditions

You can seek cover for your pre-existing medical conditions by completing a medical assessment during the application process.
Read more

High value items

You can obtain extra cover for
specific items that exceed the
normal policy limits. A specified item is any item over the value of $1,500 that you would like covered under your policy.
Read more

Travel advisories

Find out more information about events that may affect you when you travel.
Read more

Travel tips

Our team of intrepid Kiwi travellers have come up with a list of handy travel tips to help make your holiday even better.
Read more

Worldwide assistance

We offer emergency service 24/7 so we’re always here to help you.
Read more


Download a copy of your travel policy documents

For complete information about the benefits, exclusions, and the circumstances under which the benefits are provided please read the policy document carefully and consider these in light of your personal circumstances before buying a policy.

Download your travel policy document - [PDF]